FRACTIONAL CFO FOR INTERIOR CONTRACTORS.
We run the finance function for interior subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Interior fit-out gets paid by a tenant who gets paid by a landlord, so the draw package is the whole cash system. Allowances run $15 to $80 a square foot and reimburse 30 to 60 days after a clean package of paid invoices, lien waivers, and completion proof, and some deals release nothing until certificate of occupancy. We build that package as the work happens rather than at month end, which is the difference between collecting the draw and financing the landlord's building. We also price the work letter before the drawings, because base-building against tenant scope lives in the letter and every unread seam, from demising walls to a code-triggered panel upgrade, surfaces later as unpaid scope.
THE THREE THINGS THAT DRAIN THE CASH.
The Reimbursement Float
TI money flows landlord-to-tenant-to-contractor, released 30 to 60 days after a clean draw package, sometimes only at certificate of occupancy. The contractor who builds lien waivers and invoice packages as the work happens gets the draw; the one who assembles them at month end finances the landlord's building.
The Work-Letter Seam
Base-building versus tenant scope lives in the work letter, not the drawings, and every unread seam (demising walls, panel upgrades, code-triggered base work) surfaces as unpaid scope. Price the letter, then the plans.
The Lease-Date Vise
Rent commencement is contractual, permits take 4 to 12 weeks, switchgear takes 18 to 30, and the schedule runs backward from a date the contractor never chose. Long-lead procurement and contingency discipline are the only slack in the system. (cfos-cash-flow-cycle-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. No add-ons.
| Last 12 months revenue | Monthly fee |
|---|---|
| Up to $1M | $1,900 to $2,900 |
| $1M to $3.5M | $2,600 to $3,900 |
| $3.5M to $6.5M | $3,800 to $5,700 |
| $6.5M to $9.5M | $5,100 to $7,100 |
| $9.5M to $12.5M | $6,100 to $8,500 |
| $12.5M to $15.5M | $7,400 to $11,000 |
| $15.5M to $18.5M | $9,400 to $13,500 |
| $18.5M+ | Quoted individually |
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions rather than a report.
Your bookkeeper keeps doing the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Nobody in your office is answering coding questions or chasing a reconciliation at month end.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the job costing.
FREQUENTLY ASKED.
