FRACTIONAL CFO FOR ACOUSTIC CEILING CONTRACTORS.
We run the finance function for acoustic ceiling subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Most of what a CFO does in this trade is turn other trades' schedules into your billing. The ceiling closes last in every room, so the above-ceiling sign-off is your real notice to proceed, and every re-entry after a room is gridded is either a billed change or free labor. We split lay-in grid from specialty engineered systems in the cost codes, because production work and submittal work have no business sharing one margin history. Then we track the retainage hold as its own receivable class, since a 10 percent hold rivals the entire 6 percent net before taxes that a typical year in this trade produces.
THE THREE THINGS THAT DRAIN THE CASH.
The Plenum Hostage
Five trades finish above the grid before tile drops, and every "one more fix" reopens a finished room on the ceiling contractor's dime. Room-readiness tracking and billed re-entries convert the trade's position from hostage to gatekeeper.
The Two Ceilings
Lay-in grid is production; specialty systems are engineered millwork overhead. One blended book misprices both, and specialty's submittal-and-lead-time cash curve needs its own plan.
The Visible Finish
The ceiling is the punch walk's easiest target and the retainage line's last release. Tile-swap punch labor priced in, and retainage tracked as its own receivable class, keep the finish line from eating the margin. (cfos-working-capital-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. The one-time onboarding fee is right here in the table.
| Last 12 months revenue | Monthly fee | One-time onboarding |
|---|---|---|
| Up to $1M | $1,900 to $2,900 | $1,000 |
| $1M to $3.5M | $2,600 to $3,900 | $1,500 |
| $3.5M to $6.5M | $3,800 to $5,700 | $3,000 |
| $6.5M to $9.5M | $5,100 to $7,100 | $4,500 |
| $9.5M to $12.5M | $6,100 to $8,500 | $6,000 |
| $12.5M to $15.5M | $7,400 to $11,000 | $7,500 |
| $15.5M to $18.5M | $9,400 to $13,500 | $9,000 |
| $18.5M+ | Quoted individually | Quoted individually |
The onboarding fee covers migrating your books back to the start of your last taxable year and getting you fully operational in 60 days. It's billed once, with your first invoice. It's the same for all three tiers. Your first month is prorated, and your monthly engagement starts on the first of the first full month.
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items. The onboarding fee is right here in the table.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions and never in a report.
Your bookkeeper still does the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Your office stops answering coding questions and stops chasing a reconciliation on the last day of the month.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the books, the job costing, and the software. No payroll.
FREQUENTLY ASKED.
