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PRICING

FRACTIONAL CFO PRICING FOR SUBCONTRACTORS.

Flat monthly fee based on your trailing 12-month revenue. No hourly billing. No payroll. No surprise invoices. Two tiers: Core Financial covers job costing, ControlQore, and bookkeeping. Executive Financial adds monthly CFO advisory, 13-week cash flow forecasting, and controllership. Most subcontractors at $3M+ choose Executive. Starting at $1,900/month.
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BY JOSH LUEBKERPublished: May 2026Updated: May 2026
TWO TIERS

CORE FINANCIAL VS. EXECUTIVE FINANCIAL.

Both tiers run on ControlQore and include full job costing. The difference is how much ongoing CFO involvement you get each month.

Core Financial

$1,900
/ MONTH — UNDER $1M REVENUE
→ControlQore setup and management
→Job costing aligned to your estimates
→Full-service bookkeeping
→Bank reconciliations monthly
→Monthly WIP report
—Monthly CFO advisory meeting
—13-week cash flow forecast
—Controllership and accountability
GET STARTED →

Executive Financial

$2,900
/ MONTH — UNDER $1M REVENUE
→ControlQore setup and management
→Job costing aligned to your estimates
→Full-service bookkeeping
→Bank reconciliations monthly
→Monthly WIP report
→Monthly CFO advisory meeting
→13-week cash flow forecast
→Controllership and accountability
GET STARTED →
FULL PRICING BY REVENUE

PRICING SCALES WITH YOUR REVENUE.

Pricing is based on your trailing 12-month revenue — not projected revenue, not current backlog. If your revenue changes significantly, we adjust at the next renewal. No mid-year renegotiation.

RevenueCore FinancialExecutive Financial
Under $1M$1,900/mo$2,900/mo
$1M–$3M$2,600/mo$3,600/mo
$4M–$6M$3,800/mo$5,500/mo
$7M–$9M$5,100/mo$6,900/mo
$10M–$12M$6,100/mo$8,500/mo
$13M+QuotedQuoted

Core Financial: ControlQore setup, job costing, bookkeeping, bank recs. Executive Financial: everything in Core plus monthly CFO advisory, controllership, and accountability. Full breakdown →

At $13M+? We quote based on your specific situation. Revenue over $13M typically involves more complex financial structures, multiple divisions, or bonding requirements that affect scope. Call us and we'll give you a number within 24 hours.

HARD SCOPE BOUNDARIES

WHAT'S NOT INCLUDED.

SPM is built around one clear scope: fractional CFO and financial management for commercial subcontractors. A few things are explicitly outside that scope — not because we don't care, but because they require different expertise and we don't want scope gaps in either direction.

PAYROLL — NEVER

SPM does not process payroll under any circumstances. This is a hard boundary. Use a payroll service (Gusto, ADP, Paychex) and we'll work alongside them.

TAX PREPARATION — OUTSIDE SCOPE

Tax filing and preparation is handled by your CPA. SPM will coordinate with your CPA and deliver clean, organized books — filing is theirs.

LEGAL AND CONTRACT REVIEW — OUTSIDE SCOPE

Contract redlining, lien filing, and legal dispute resolution require an attorney. We'll flag financial risk in contract terms — legal strategy is not ours to give.

RESIDENTIAL WORK — NOT A FIT

SPM works with commercial subcontractors only. Residential contractors have different financial structures, billing cycles, and margin profiles that our systems aren't optimized for.

COMMON QUESTIONS

PRICING FAQS.

SPM pricing starts at $1,900/month for Core Financial and $2,900/month for Executive Financial for contractors under $1M in revenue. For the $3M–$8M range, Core runs $3,800–$5,100/month and Executive runs $5,500–$6,900/month. All pricing is based on trailing 12-month revenue. No hourly billing, no payroll, no scope gaps.

Core Financial includes ControlQore setup, job costing, bookkeeping, bank reconciliations, and monthly WIP reporting. Executive Financial adds monthly CFO advisory meetings, 13-week cash flow forecasting, controllership, and strategic accountability. Most subcontractors doing $3M+ choose Executive Financial.

No. SPM charges a flat monthly fee based on trailing 12-month revenue. No hourly billing, no surprise invoices, no add-ons. The monthly fee covers the full scope of the tier you're in — no scope gaps.

Payroll is a hard scope boundary — SPM does not process payroll under any circumstances. Tax preparation and filing is handled by your CPA, not SPM. Legal and contract review is outside scope. Everything else related to financial management, job costing, WIP, bookkeeping, and CFO advisory is included in the flat monthly fee.

Onboarding takes 60 days. We migrate books back to the start of your last taxable year, set up ControlQore with cost codes aligned to your estimate structure, build the WIP reporting framework, and hold the first monthly CFO meeting. You're fully operational in two months.

Josh Luebker — Fractional CFO, The Construction CFO
Josh Luebker
FRACTIONAL CFO · THE CONSTRUCTION CFO

Former commercial construction project manager and master electrician. Managed 150+ projects totaling $300M+ including Google data centers, military bases, hospitals, and high-rises. Now fractional CFO for commercial subcontractors doing $1M–$12M through Sulphur Prairie Management. About Josh →  |  LinkedIn →

RELATED RESOURCES
SERVICE
Fractional CFO for Construction
What an engagement looks like, what's included, and how 60-day onboarding works
SYSTEM
Run on CFOS
The Construction Financial Operating System — all 6 modules and how they connect
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