Transparent Pricing — Published Online — No Discovery Call Required
CFO Pricing · Transparent · Published · No Surprises · $1,900–$8,500/month
Construction CFO
Pricing.
SPM publishes full pricing online. No discovery call required to find out what it costs. Pricing scales with your last 12 months of revenue. Core Financial starts at $1,900/month. Executive Financial starts at $2,900/month. Here is exactly what each tier includes and what it costs at your revenue level.
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SPM vs. Other CFO Firms
Most CFO Firms Serving This Trade
- High revenue minimums — most won't serve under $5M
- Advisory only — no bookkeeping, no implementation
- No job costing setup or ControlQore management
- No monthly WIP as standard deliverable
- No pricing published — discovery call required
- No vetted partner network for bonding, lending, or liens
- No prevailing wage specialty
The Construction CFO — SPM
- Serves $1M–$12M — starts at $1,900/month
- Full implementation — bookkeeping, job costing, CFO advisory
- ControlQore setup and managed for you every month
- Monthly WIP standard in Executive tier
- Full pricing published — no discovery call to find out costs
- Vetted partners for bonding, lending, lien services, payroll
- Prevailing wage and Davis-Bacon specialty
What We See in This Business
01
Most Construction CFO Firms Won't Tell You the Price
The standard practice in the fractional CFO industry is to hide pricing behind a discovery call. You have to book a meeting, go through a pitch, and wait for a proposal to find out what something costs. SPM publishes every tier, every revenue range, and every line item. You know what it costs before you talk to anyone.
02
You Don't Know What's Actually Included Until It's Too Late
The gap between what a CFO firm promises and what's actually in the engagement agreement is where clients get burned. Setup fees, out-of-scope charges, minimum terms, and service limitations don't show up until after you've signed. SPM publishes exactly what each tier includes — line by line.
03
Partner Services Get Bundled Into the Price Without Disclosure
Some CFO firms bundle referral fees from bonding agents, lenders, and payroll providers into their pricing without disclosure. SPM's partner network — bonding, lending, lien services, payroll — is at additional cost, disclosed upfront, and never bundled into the monthly fee.
How SPM Fixes It
Full Pricing Published — No Call Required
Every revenue tier, both packages, every included service — published on this page. You know what Core Financial costs at your revenue level and what Executive Financial costs before you ever talk to anyone at SPM.
Every Line Item Disclosed
Core Financial and Executive Financial include specific, listed services. What's in each tier is published. What's not included — payroll, partner services — is disclosed. No surprises after you sign.
Partner Network Is Separate and Disclosed
Bonding partners, lien services, payroll integration, and reviewed financials are available through SPM's vetted partner network at additional cost — disclosed upfront, never buried in the monthly fee, never bundled without your knowledge.
Service Tiers
Tier 01
Core Financial
Starts at $1,900 / month
- ControlQore setup and management
- Job costing aligned to your estimate structure
- Cost-to-complete tracking — updated monthly
- Full-service bookkeeping — minimum 30 min/week
- Vendor payments via ACH (you approve, we initiate)
- Accounts receivable management
- Bank reconciliations and transaction matching
- Controllership
- 1 monthly CFO meeting
- 60-day onboarding — books migrated to last taxable year
Most Popular
Tier 02
Executive Financial
Starts at $2,900 / month
- Everything in Core Financial
- Monthly WIP schedule — delivered every month, standard
- 13-week cash flow forecasting
- CEO Report — monthly financial dashboard
- 3 CFO advisory meetings per month
- Strategic accountability and actionable to-dos
- Direct access to Josh Luebker
Pricing by Revenue
Revenue Range
(Last 12 Months) |
Core Financial
Monthly |
Executive Financial
Monthly |
| Under $1M | $1,900 | $2,900 |
| $1M – $3M | $2,600 | $3,600 |
| $4M – $6M | $3,800 | $5,500 |
| $7M – $9M | $5,100 | $6,900 |
| $10M – $12M | $6,100 | $8,500 |
| $13M+ | Quoted | Quoted |
Vetted Partner Network
National Lien Services
When AR gets too long, we connect you directly to our lien services partner to protect what you've earned.
Additional cost — not included in monthly fee
Payroll Integration Partners
Prevailing wage and regular payroll software partners integrated directly with ControlQore job costing.
Additional cost — not included in monthly fee
Bonding Partners
Surety relationships and bonding capacity support. We prepare the financials — our partners get you bonded.
Additional cost — not included in monthly fee
Lending Partners
Working capital lines and equipment financing through vetted lenders who understand construction.
Additional cost — not included in monthly fee
Reviewed Financials
CPA-level financial statement reviews for banking, bonding, and large contract requirements.
Additional cost — not included in monthly fee
CPA Coordination
We work alongside your existing CPA — not replacing them. Clean books and job costing make tax time easier.
Included — no extra cost
Common Questions
Straight answers.
Is there a setup or onboarding fee?
No. The monthly fee covers the full 60-day onboarding including books migration to the start of your last taxable year, ControlQore setup, and job costing structure build. No separate setup fee, no migration surcharge.
What does ControlQore cost on top of the SPM fee?
ControlQore is approximately $100/month per $1M in revenue — billed separately. A $3M contractor pays about $300/month for ControlQore in addition to the SPM engagement fee.
Are there minimum contract terms?
Contact SPM to discuss engagement terms. The 60-day onboarding investment means month-to-month doesn't make financial sense for either party — but we don't lock clients into multi-year agreements.
Why does pricing scale with revenue?
Larger contractors have more transactions, more active jobs, more complex job costing, and more financial management complexity. A $10M contractor requires significantly more bookkeeping time, more job costing maintenance, and more CFO advisory bandwidth than a $2M contractor. Revenue-based pricing ensures the engagement is appropriately resourced for your size.
What's included in Core Financial?
ControlQore setup, job costing aligned to your estimates, cost-to-complete tracking, full bookkeeping (minimum 30 min/week), ACH vendor payments (you approve, we initiate), AR management, bank reconciliations, transaction matching, controllership, and 1 monthly CFO meeting. Starts at $1,900/month.
What does Executive Financial add?
Everything in Core plus monthly WIP schedule, 13-week cash flow forecasting, CEO Report, and 3 CFO advisory meetings per month. Starts at $2,900/month. WIP, cash flow forecasting, and the CEO Report are Executive tier only.
Do you handle payroll?
No. We have vetted payroll software partners — including prevailing wage integrations — that connect directly with ControlQore. Those are separate engagements at additional cost.
How long does onboarding take?
60 days. We migrate your books to the start of your last taxable year, set up ControlQore, and build your job costing structure. Fully operational in two months.
What software do clients use?
ControlQore. All SPM clients run on ControlQore for job costing and WIP. We set it up and manage it — you don't have to learn it. Clients switching from QuickBooks, Sage, or other platforms migrate during onboarding.
Do you work alongside our CPA?
Yes. We work alongside your existing CPA — not replacing them. Clean books and accurate job costing make their job easier at tax time.
What happens when we grow past $12M?
We have a clear graduation path. We prepare your financials, systems, and team for the transition and connect you with the right firm for your next stage of growth.