FRACTIONAL CFO FOR TILE & STONE CONTRACTORS.
We run the finance function for tile & stone subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Tile is a rigid finish set on somebody else's substrate, so the first thing we do is get the handoff documented. Large-format tile tightened the industry flatness requirement to roughly 1/8 inch in 10 feet, so we demand the flatness report and the moisture readings at handoff, price prep as its own scope, and put substrate acceptance in writing before anybody sets. We bill a witnessed, photographed flood test before setting in wet areas, because showers fail at the membrane and the tear-out bill goes to whoever can't produce the test record. Then we negotiate stored-materials terms and priced attrition allowances, since fabricated slabs and book-matched stone tie up five figures between deposit and install with breakage and dye-lot risk riding along.
THE THREE THINGS THAT DRAIN THE CASH.
The Inherited Slab
Tile is rigid; the substrate's sins (out-of-flat, wet, cracked) become the tile contractor's callbacks unless substrate acceptance, prep pricing, and test records are on paper before setting. Request the FF/FL report and the moisture readings at handoff; they exist for exactly this.
The Slab on the Boat
Deposits out months early, breakage and dye-lot risk in transit, no warehouse restock behind a cracked book-match: the material float is the trade's silent bank loan, and stored-materials terms plus priced attrition allowances are the repayment plan.
The Flood Test Nobody Billed
Wet areas fail at the membrane, and the bill lands on whoever lacks the test record. A witnessed, photographed, billed flood test before setting is cheap insurance against the most expensive tear-out in the interiors family. (cfos-job-profitability-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. The one-time onboarding fee is right here in the table.
| Last 12 months revenue | Monthly fee | One-time onboarding |
|---|---|---|
| Up to $1M | $1,900 to $2,900 | $1,000 |
| $1M to $3.5M | $2,600 to $3,900 | $1,500 |
| $3.5M to $6.5M | $3,800 to $5,700 | $3,000 |
| $6.5M to $9.5M | $5,100 to $7,100 | $4,500 |
| $9.5M to $12.5M | $6,100 to $8,500 | $6,000 |
| $12.5M to $15.5M | $7,400 to $11,000 | $7,500 |
| $15.5M to $18.5M | $9,400 to $13,500 | $9,000 |
| $18.5M+ | Quoted individually | Quoted individually |
The onboarding fee covers migrating your books back to the start of your last taxable year and getting you fully operational in 60 days. It's billed once, with your first invoice. It's the same for all three tiers. Your first month is prorated, and your monthly engagement starts on the first of the first full month.
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items. The onboarding fee is right here in the table.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions and never in a report.
Your bookkeeper still does the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Your office stops answering coding questions and stops chasing a reconciliation on the last day of the month.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the books, the job costing, and the software. No payroll.
FREQUENTLY ASKED.
