TRADE SERVICE · CIVIL & EARTHWORK CLUSTER

FRACTIONAL CFO FOR SWPPP AND EROSION CONTROL CONTRACTORS.

QUICK ANSWER

We run the finance function for swppp and erosion control subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.

SWPPP is a portfolio business dressed as a construction trade, so cost per site is the first report we build. A book is dozens of small recurring sites, and route density, drive time, inspection minutes, and BMP material burn per site decide margin far more than the contract rate does. One verified $5.2M erosion control contractor went from $24,000 to $1,105,000 in net profit on that ledger alone, with per-site job costing and cash control. We also build a rain-event rate class, because most permits require inspection within 24 hours of a 0.25 inch storm across every permitted site at once, and surge capacity billed at routine rates is a donation to the weather.

BY JOSH LUEBKERPublished 2026-08-06Updated 2026-08-06
WHERE SWPPP AND EROSION CONTROL LOSES MONEY

THE THREE THINGS THAT DRAIN THE CASH.

LEAK 01

The $56,460 Clock

Stormwater penalties run to five figures per day per violation, stop-work orders ride along, and the paper trail is the only defense. The SWPPP contractor sells that protection, which means the contractor's own documentation system is the product.

LEAK 02

The Quarter-Inch Trigger

A 0.25-inch storm obligates 24-hour inspections across every site at once. Surge capacity priced at routine rates is a donation; the rain-event rate class is how the sky's schedule gets paid for.

LEAK 03

The Route Ledger

Dozens of small sites live or die on cost per site: drive time, BMP burn, inspection minutes. A verified $5.2M erosion contractor went from $24K to $1,105,000 net at a 30 percent margin on exactly that ledger. (cfos-job-profitability-system) ---

HOW SPM FIXES IT

WHAT WE CHANGE.

The fine that dwarfs the contract
The rain-event clock (revenue that falls from the sky)
Portfolio economics (cost per site is the whole business)
Feast-famine (construction-season revenue, year-round crews)
The NOI gate and the paper trail
PRICING

FLAT MONTHLY FEE. NO SURPRISES.

Priced by trailing 12 month revenue. No hourly billing. No payroll. No add-ons.

Last 12 months revenueMonthly fee
Up to $1M$1,900 to $2,900
$1M to $3.5M$2,600 to $3,900
$3.5M to $6.5M$3,800 to $5,700
$6.5M to $9.5M$5,100 to $7,100
$9.5M to $12.5M$6,100 to $8,500
$12.5M to $15.5M$7,400 to $11,000
$15.5M to $18.5M$9,400 to $13,500
$18.5M+Quoted individually

Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items.

Core

You stop guessing.

You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions rather than a report.

Your bookkeeper keeps doing the books.

Executive

You stop touching the books.

Everything in Core, and we run the bookkeeping and the controllership as well. Nobody in your office is answering coding questions or chasing a reconciliation at month end.

We do the books. No payroll.

Strategic

Every job shows its margin while it's still running.

Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.

We do the job costing.

COMMON QUESTIONS

FREQUENTLY ASKED.

The CFOS target at $1M to $5M is 11 percent net, and the ceiling is higher than most trades believe: one verified $5.2M erosion control contractor runs a 30 percent margin after rebuilding from $24K of net to $1,105,000. In a per-site recurring business, margin comes down to route density and cost per site.
Three tiers, and which one you are in depends on how much of the work you want off your desk. Core is where you stop guessing: job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a monthly meeting that ends in decisions, while your bookkeeper keeps doing the books. Executive is where you stop touching the books, because we run the bookkeeping and the controllership as well. Strategic is where every job shows its margin while it is still running, because the job costing and WIP platform is set up and managed for you. No payroll. No scope gaps.
Sixty days. We migrate your books back to the start of your last taxable year, set up ControlQore, and build your job costing structure from scratch. Fully operational in two months.
ControlQore is the job costing and WIP platform we use for all clients. Purpose-built for contractors, more affordable than legacy tools, and AI-infused. We set it up and manage it, so you do not have to learn it.
A bookkeeper records what happened. We tell you what it means and what to do about it. We align job costing to your estimates, track WIP monthly, and hold strategic accountability meetings so problems get fixed and not merely documented.
$10.7M+
Client AR Recovered Since 2023
48
Active Trade Specializations
60 DAYS
Average Onboarding Time
WHAT THIS TIES INTO
Josh Luebker, The Construction CFO
Josh Luebker
FRACTIONAL CFO · THE CONSTRUCTION CFO

Former commercial project manager and master electrician: 150+ projects worth $2.1B combined, from $50,000 to $300M. Now fractional CFO to commercial subcontractors.

DO YOU KNOW YOUR TRUE MARGIN ON SWPPP AND EROSION CONTROL WORK?

Bring one job. We will show you the difference between what you bid and what it cost.

You don't hire a CFO because it's safe, you do it because the real risk isn't having one.
Book a 20 minute diagnostic

20 minutes. No sales pressure. We will tell you exactly what's broken before we talk about anything else.

OR START WITH THE WORKBOOKS. NO CALL NEEDED.