FRACTIONAL CFO FOR CIVIL CONTRACTORS.
We run the finance function for civil subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Civil is the most equipment-heavy of the 48 trades, so the finance function starts with an ownership rate on every machine. A CAT 330 carries roughly $200 a day parked, industry idle rates average about 30 percent, and a bid built without that rate gives the money to the owner. We put mobilization on its own schedule-of-values line so it bills on pay app 1 instead of running 60 to 90 days out of your pocket, and we track retainage as its own receivable class with releases calendared. Then the 13 week forecast carries the winter shutdown and the rain days, because fixed cost never pauses when a spread does.
THE THREE THINGS THAT DRAIN THE CASH.
The Mobilization Gap
Civil work front-loads cash out. Fuel, bond premiums, moves, and payroll run 60 to 90 days before pay app 1 clears. On a $2M job that's $150K to $200K spent before the first dollar returns. Fix: mobilization on its own schedule-of-values line, billed on pay app 1.
The Retainage Stack
5 to 10 percent held on every job. At a 5.5 percent net margin, a 10 percent hold locks the entire job profit until release, and three concurrent jobs lock six figures while payroll runs weekly. Fix: retainage tracked as its own receivable class, releases calendared, working capital sized to carry it.
Iron That Bills Nothing
Ownership cost runs parked or working. Roughly $200 per day for a CAT 330 sitting still, with industry idle rates near 30 percent. Bids built without an ownership rate give that money away. A $7.1M civil contractor recovered $779K in three months once equipment cost stopped being buried. (cfos-job-profitability-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. No add-ons.
| Last 12 months revenue | Monthly fee |
|---|---|
| Up to $1M | $1,900 to $2,900 |
| $1M to $3.5M | $2,600 to $3,900 |
| $3.5M to $6.5M | $3,800 to $5,700 |
| $6.5M to $9.5M | $5,100 to $7,100 |
| $9.5M to $12.5M | $6,100 to $8,500 |
| $12.5M to $15.5M | $7,400 to $11,000 |
| $15.5M to $18.5M | $9,400 to $13,500 |
| $18.5M+ | Quoted individually |
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions rather than a report.
Your bookkeeper keeps doing the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Nobody in your office is answering coding questions or chasing a reconciliation at month end.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the job costing.
Prevailing wage note: Civil work often runs on public bids, which means certified payroll and wage classifications have to line up with the job cost record. ControlQore holds the classification against the cost code, so the certified report and the job cost report come from the same data instead of somebody keying the same numbers twice every week.
FREQUENTLY ASKED.
