You're doing the work. Winning the bids. Running the crew. And still short on cash, blind on job margins, and doing the CFO job yourself at midnight. CFOS — the Construction Financial Operating System — fixes that. It's running inside your business in 60 days.
Your bookkeeper records transactions. Your CPA files taxes. Nobody is doing job costing, tracking WIP, or telling you what the numbers mean while there's still time to do something about it. That gap is where margin disappears — and where SPM works.
Josh Luebker built CFOS — the Construction Financial Operating System — as a former PM and master electrician who managed 150+ projects and $300M+ in volume. He watched profitable subs run out of cash on jobs he was running. He knows the failure patterns. He built the system to stop them.
Actual costs against your estimate by job and phase in real time. Know a job is going sideways at Week 4, not at closeout.
13-week rolling forecast updated weekly. Pay apps, payroll, and AP projected 90 days out. Low-cash weeks flagged before they hit.
Monthly working session — not a status update. P&L, WIP, cash position, and a specific action list. Problems get fixed, not just documented.
Full-service bookkeeping through ControlQore. AP coded to jobs. AR tracked by GC and aging. Books closed within 10 business days of month end.
Monthly WIP schedule updated before pay apps go out. Percent complete from the field — not assumed from billing. Bonding-ready every month.
Purpose-built for contractors. More affordable than legacy tools. SPM sets it up and manages it — you never have to learn new software.
No payroll. No tax prep. No scope gaps. Full scope →
Every service SPM provides — bookkeeping, controllership, CFO advisory — runs inside CFOS, the Construction Financial Operating System. Six modules. Each one targeting a specific way subcontractors bleed cash without knowing it. See the full system →
Nine case studies from real engagements. Trades, dollar amounts, and outcomes. This is what the system does when it runs inside a real subcontracting business.
$3M–$8M commercial subcontractor. You know something is off — cash is always tighter than the P&L suggests, you can't tell which jobs are actually making money, and you're doing the CFO job yourself between 10pm and midnight. You want it handled so you can run the business in about 5 hours a month.
Residential contractors. Under $1M. Single-customer dependency where one GC is over 60% of revenue. Companies where the primary problem is sales, not finance. We'll tell you on the first call — no wasted time on either side.
“We had our best revenue year ever and I almost missed payroll twice. I have no idea where the money went.”
“My CPA gives me financials four months after the year ends. By then I can't do anything with them. I need someone monthly.”
“I know we're making money on some jobs and losing on others. I just can't tell which is which until it's already too late.”
30 minutes with Josh. We confirm fit, talk through your current setup, and give you a straight answer on whether SPM is the right move.
Books migrated to the start of your last taxable year. ControlQore configured with cost codes that mirror your estimate structure.
First WIP report built and reviewed. First monthly CFO meeting with current financial position and your first action list. Fully operational at Day 60.
Books closed monthly. WIP updated before pay apps. 13-week cash flow updated weekly. Monthly CFO meeting. You spend about 5 hours a month on your finances. We handle the rest.
Two tiers based on trailing 12-month revenue. No hourly billing. No payroll. No add-ons. Everything included in the flat monthly fee.
| Revenue | Core Financial | Executive Financial |
|---|---|---|
| Under $1M | $1,900/mo | $2,900/mo |
| $1M–$3M | $2,600/mo | $3,600/mo |
| $4M–$6M | $3,800/mo | $5,500/mo |
| $7M–$9M | $5,100/mo | $6,900/mo |
| $10M–$12M | $6,100/mo | $8,500/mo |
| $13M+ | Quoted | Quoted |
One call. 30 minutes. You'll know exactly what SPM does, whether it makes sense for your business, and what it costs.
Schedule a Free Call →