CONCRETECIVILUTILITIESSWPPPELECTRICALJOB COSTINGWIP REPORTINGCASH FLOWCFO ADVISORY$1M–$12MCONCRETECIVILUTILITIESSWPPPELECTRICALJOB COSTINGWIP REPORTINGCASH FLOWCFO ADVISORY$1M–$12M

Fractional CFO for Commercial Subcontractors — $1M to $12M

The money is
there.
Where did it go?

You're busy. Jobs are running. You should be profitable. But the bank account tells a different story — and nobody around you can explain why.

Cash is always tight even when work is steady
You don't know which jobs are actually making money
Pay app timing catches you off guard every month
AP is piling up and you're deciding who to pay first
You've come close to missing payroll more than once
Your P&L says profitable but the bank says otherwise
You've grown — and somehow it made things worse

Schedule a Free 30-Min Call → See Pricing

This is what SPM
fixes. Every time.

175+

Projects managed — team total

$3B+

In construction experience — team total

Days to fully onboarded

5hrs

Per month from you

Josh Luebker — former project manager, master electrician, 150+ projects and $2B+ in personal construction experience. The person on the other end of every call. Not a junior staffer. Not a generic accountant. Someone who has been on the job site and knows exactly how the money should be working.

They Were in the Same Spot

See All 6 Client Stories →

Civil · $6.7M Revenue

$6.7M

Line of Credit & Cash Flow Turnaround

Personal home as collateral. Maxed LOC. 70-year family business at risk after 2 failed CFO attempts.

LOC paid from $348K to $0 in 60 days — $309K in bank at 30 days

Erosion Control · $5.2M Revenue

$5.2M

$24K Annual Profit to $1.2M

$800K project loss in 2024. Couldn't prove jobs were profitable. Holding back on new work.

$1,105,000 net profit for 2025 — 30% net margin on less revenue

Civil · $3.4M Revenue

$3.4M

4 MCAs & $700K in AP 90+ to Debt Free

Begging friends and family to make payroll. Four MCAs at $110K/month. Contemplating closing.

$245K collected in 7 days — on track for fully debt-free EOY 2026

6 documented turnarounds. Real numbers. No anonymous case studies.

View All Client Results →

What We Do

Job Costing

Aligned to your estimate structure. Built in ControlQore. You see what every project is making before it closes — not after.

Full Bookkeeping

AP, AR, bank recs, ACH payments, transaction matching — minimum 30 min every week. You don't touch it.

WIP Reporting

Monthly work-in-progress schedule showing overbilled and underbilled position on every active job. Executive tier only.

Cash Flow Forecasting

13-week cash flow forecast built around your actual billing cycles. 60–90 days of visibility. Executive tier only.

Controllership

Monthly financial oversight in both tiers. Problems caught before they compound. CPA-ready books year-round.

CFO Advisory

1 meeting/month in Core. 3 meetings/month in Executive. Direct access to Josh. Actionable to-dos after every session.

Service Tiers

Transparent.
By revenue.
No surprises.

Pricing scales with your last 12 months of revenue. No setup fee. No migration surcharge. ControlQore is ~$100/month per $1M in revenue — billed separately. We do not handle payroll.

Tier 01

Core Financial

Starts at $1,900 / month

ControlQore setup and management
Job costing aligned to your estimates
Cost-to-complete tracking monthly
Full bookkeeping — minimum 30 min/week
ACH vendor payments (you approve, we initiate)
AR management and collections follow-up
Bank reconciliations and transaction matching
Controllership
1 monthly CFO meeting
60-day onboarding — books migrated to last taxable year

Executive Financial

Starts at $2,900 / month

Everything in Core Financial
Monthly WIP schedule — every month, standard
13-week cash flow forecasting
CEO Report — monthly financial dashboard
3 CFO advisory meetings per month
Strategic accountability and actionable to-dos
Direct access to Josh Luebker

Revenue Range (Last 12 Months)	Core Financial Monthly	Executive Financial Monthly
Under $1M	$1,900	$2,900
$1M – $3M	$2,600	$3,600
$4M – $6M	$3,800	$5,500
$7M – $9M	$5,100	$6,900
$10M – $12M	$6,100	$8,500
$13M+	Quoted	Quoted

Book a Call

30 minutes.
No pitch.
Just answers.

Tell us what's going on. We'll ask the right questions, find where the problem actually is, and tell you straight whether SPM can help and what it would look like. No decks, no pressure, no follow-up sales sequence.

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What we look at

Cash position, job count, billing cycle, and what's keeping you up at night

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What you get

A straight answer on what's broken and whether SPM is the right fit

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What it costs

Nothing. The call is free. No obligation, no invoice, no pitch deck afterward

Questions

Straight answers.

What's the difference between Core and Executive Financial?

Core includes job costing, bookkeeping, controllership, cost-to-complete tracking, AR management, ACH payments, and 1 monthly meeting. Executive adds monthly WIP reporting, 13-week cash flow forecasting, CEO Report, and 3 CFO advisory meetings per month. WIP, forecasting, and CEO Report are Executive only.

How is this different from just hiring a bookkeeper?

A bookkeeper records what happened. SPM tells you what it means and what to do about it. Job costing aligned to your estimates, monthly WIP, cash flow visibility, and CFO accountability — that's not bookkeeping. It's the financial operating system your business needs to actually run.

Do you handle payroll?

No. We don't handle payroll. We have vetted payroll partners — including prevailing wage and Davis-Bacon integrations — that connect directly with ControlQore. Those are separate at additional cost.

What software do you use?

ControlQore. All SPM clients run on ControlQore for job costing and WIP. It's purpose-built for construction at $1M–$12M — more capable than QuickBooks for job costing, more affordable than Sage. We set it up and manage it. You don't have to learn it.

How long until we're fully operational?

60 days. We migrate your books to the start of your last taxable year, set up ControlQore, and build your job costing structure. Fully operational in two months from the day you start.

What happens when we grow past $12M?

We have a clear graduation path. We prepare your financials, systems, and team for the transition and connect you with the right firm for your next stage. We don't hold on past our lane or disappear without warning.

Do you work with our CPA?

Yes — alongside, not replacing. Clean books and accurate job costing make your CPA's job easier and your tax return more accurate. Most clients see their accounting fees go down after starting with SPM.

STOP FLYING
BLIND.

Schedule a free 30-minute call. No pitch. We'll tell you straight what's broken and whether SPM can fix it.

Schedule a Free Call →

The money isthere.Where did it go?

This is what SPMfixes. Every time.