CFO for Paving
Contractors.

Financial systems for commercial paving subcontractors doing $1M–$12M. Asphalt paving, concrete paving, parking lots — we build job costing around asphalt price volatility, equipment cost, and the seasonal cash flow patterns that define paving contractor finances.

Schedule a Free Call → See Pricing

SPM vs. Other CFO Firms

Most CFO Firms Serving This Trade

High revenue minimums — most won't serve under $5M
Advisory only — no bookkeeping, no implementation
No job costing setup or ControlQore management
No monthly WIP as standard deliverable
No pricing published — discovery call required
No vetted partner network for bonding, lending, or liens
No prevailing wage specialty

The Construction CFO — SPM

Serves $1M–$12M — starts at $1,900/month
Full implementation — bookkeeping, job costing, CFO advisory
ControlQore setup and managed for you every month
Monthly WIP standard in Executive tier
Full pricing published — no discovery call to find out costs
Vetted partners for bonding, lending, lien services, payroll
Prevailing wage and Davis-Bacon specialty

What We See in This Business

Asphalt Price Volatility Destroys Bid Margin

Asphalt prices track crude oil — and they move fast. A bid priced at one asphalt index can be significantly underwater by the time the job starts. Most paving contractors have no price escalation mechanism and no tracking system.

Equipment Cost Is Almost Always Wrong

Pavers, rollers, haul trucks, and tack equipment are expensive to own and operate. Most paving contractors use a rough daily rate that doesn't capture true ownership cost — and every bid is priced on the wrong number.

Seasonal Gaps Accumulate to Annual Cash Crises

Paving is seasonal. A slow winter on top of a late spring can create a cash gap that wipes out a summer of good work. Most paving contractors manage this on credit lines rather than cash flow forecasts.

How SPM Fixes It

Asphalt Price Variance Tracking

We build asphalt price variance into your ControlQore job costing so material price changes show up in your job financials in real time — not as a surprise at closeout.

True Equipment Cost Per Job

We build ownership and operating cost into your equipment rates in ControlQore so every bid and every job reflects accurate paving equipment cost.

Seasonal Cash Flow Forecasting

Executive clients get 13-week cash flow forecasting that accounts for seasonal revenue patterns so winter and early spring gaps are planned and funded — not managed on emergency credit.

Service Tiers

Tier 01

Core Financial

Starts at $1,900 / month

ControlQore setup and management
Job costing aligned to your estimate structure
Cost-to-complete tracking — updated monthly
Full-service bookkeeping — minimum 30 min/week
Vendor payments via ACH (you approve, we initiate)
Accounts receivable management
Bank reconciliations and transaction matching
Controllership
1 monthly CFO meeting
60-day onboarding — books migrated to last taxable year

Executive Financial

Starts at $2,900 / month

Everything in Core Financial
Monthly WIP schedule — delivered every month, standard
13-week cash flow forecasting
CEO Report — monthly financial dashboard
3 CFO advisory meetings per month
Strategic accountability and actionable to-dos
Direct access to Josh Luebker

Pricing by Revenue

Revenue Range (Last 12 Months)	Core Financial Monthly	Executive Financial Monthly
Under $1M	$1,900	$2,900
$1M – $3M	$2,600	$3,600
$4M – $6M	$3,800	$5,500
$7M – $9M	$5,100	$6,900
$10M – $12M	$6,100	$8,500
$13M+	Quoted	Quoted

Vetted Partner Network

National Lien Services

When AR gets too long, we connect you directly to our lien services partner to protect what you've earned.