TRADE SERVICE · CIVIL & EARTHWORK CLUSTER

FRACTIONAL CFO FOR SITEWORK CONTRACTORS.

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We manage the finance function for sitework subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.

Sitework often contracts straight with a developer, which means the receivable follows a construction loan draw schedule rather than production. So developer credit review and draw visibility become part of the bid decision rather than an afterthought, because when the lender's draw stops the money stops with iron already on the site. We bill the package phase-weighted rather than flat percent complete, since clearing, mass grading, utilities, and paving prep have different cost curves and a flat monthly bill underfunds the early phases where the iron and the trucking concentrate. Then we keep a same-day directive log, because every extra swale and temporary road added while you're out there's production without paper.

BY JOSH LUEBKERPublished 2026-08-06Updated 2026-11-02
WHERE SITEWORK LOSES MONEY

THE THREE THINGS THAT DRAIN THE CASH.

LEAK 01

The Lender's Leash

Developer-direct contracts pay on construction-loan draw schedules, not on production. When the draw is delayed, the receivable is delayed too, and the sitework contractor with iron on site finances the gap. Developer credit review and draw visibility belong in the bid decision.

LEAK 02

The Package Blur

Multi-scope contracts do not show quantity variance and invite boundary drift; every undocumented "while you're out there" is production without paper. The directive log and phase-weighted billing are how a package stays a contract instead of a favor.

LEAK 03

The Sequence Tax

Every utility crew and inspector passing through the site can idle the spread, and standby that's not coded and documented is margin donated to someone else's delay.

THE MATH

FROM 3% TO 10% NET.

At $1M to $5M, the average sitework sub earns 18% gross margin and spends 15% of revenue on overhead, which leaves 3% net profit before taxes (Run On CFOS Trade Benchmark Reference). The CFOS target is 10% before taxes, the sitework average plus 3.5 points and never below 10%, where the book CONTROL's 12% is the rule of thumb across trades. It is not the industry average.

The target takes two moves. Overhead comes down 1 point to 14%, and gross margin comes up 6 points to 24%, so 24 minus 14 leaves 10. The gross margin points come from the three leaks above, priced and billed, not absorbed. On a $3M year, every point is $30,000.

HOW SPM FIXES IT

WHAT WE CHANGE.

These are the sitework problems we put a number on first. Each one gets its own cost code, its own line on the schedule of values or its own line in the 13 week cash forecast, so you can read it in the monthly meeting while the job is still open.

GAP CALCULATOR

THE SITEWORK GAP CALCULATOR. AVERAGE AGAINST TARGET, IN DOLLARS.

Put in your annual revenue. You get gross margin, overhead and net profit for sitework contractors your size: the industry average and the CFOS target, in dollars a year. Nothing you type leaves this page.

Another trade too? The gap calculator for every trade.

Your figures show here once you put in your revenue.

Why aim for the target. An average is the middle of the pack: about half of companies do worse. And about 6 in 10 construction businesses close within 10 years (U.S. Bureau of Labor Statistics: about 40 percent of construction businesses opened in 2013 were still open in 2023). So the business in the middle is one of the ones that close. On those numbers, average is a business that closes within 10 years. That is why the CFOS target is a requirement.

Want your own numbers against these? The Financial Health Snapshot builds a CEO Report from your last 12 months and sets every figure against your trade, or compare your numbers with Josh on a 20 minute call.

PRICING

FLAT MONTHLY FEE. NO SURPRISES.

Priced by trailing 12 month revenue. No hourly billing. No payroll. The one-time onboarding fee is right here in the table.

Type a number and your band and its prices show here. The full table is below.

Built for subs doing $1M to $12M. Above $12.5M we quote.

Last 12 months revenueCoreStrategicPlatinumOne-time onboarding
Under $1M$1,900$3,100$3,300$2,500
$1M to $3.5M$2,600$4,100$5,300$4,500
$3.5M to $6.5M$3,800$5,900$8,300$6,000
$6.5M to $9.5M$5,100$7,600$11,800$7,500
$9.5M to $12.5M$6,100$8,900$14,900$9,000
Above $12.5MQuotedQuotedQuotedQuoted

The onboarding fee covers migrating your books back to the start of your last taxable year and getting you fully operational in 60 days. It's billed once, with your first invoice. It's the same for all three tiers, and it moves with your revenue band. Your first month is prorated, and your monthly engagement starts on the first of the first full month.

Just want the setup? Onboarding only is the same onboarding work with no monthly service after it, one time, at the onboarding fee plus $2,000. Start a monthly engagement later and $2,000 counts toward it. It starts at $4,500, and the price for every band is on the pricing page.

The three tier columns are the whole price. Which one fits depends on how much of the work you want off your desk. No payroll. No hidden line items. The onboarding fee is right here in the table.

  • Online software only: QuickBooks, Sage, Viewpoint and similar. No VPN or hosted desktop.
  • Not in any tier: payroll, pay applications, collections on receivables.
  • Pricing valid through 2027.

What Core, Strategic and Platinum each include is on the pricing page.

Prevailing wage note: Sitework work often comes from public bids, which means certified payroll and wage classifications have to line up with the job cost record. ControlQore holds the classification against the cost code, so the certified report and the job cost report come from the same data, and your office stops keying the same numbers twice every week.

COMMON QUESTIONS

FREQUENTLY ASKED.

Sitework contractors at $1M to $5M net 3 percent on average, rising to 12 percent by $25M to $50M; the CFOS net profit target is 10 percent before taxes at $1M to $5M, since the target is the trade average plus 3.5 points and never below 10. The gap concentrates in three sitework-native leaks: developer draw delays, package scope creep, and standby time nobody coded. Every net profit figure here is gross margin minus overhead, stated before taxes, the same basis CFMA reports net income on.

See the full benchmarks for every revenue band on Run On CFOS.

Usually it needs the CFO work, not a full time CFO. At $5M to $10M, sitework subs average 6% net profit before taxes (Run On CFOS Trade Benchmark Reference), and the CFOS target is 10%. On $5M of revenue every point is $50,000, so that distance is worth $200,000 a year. A full time CFO costs $150,000 or more in salary alone. SPM's published price for $3.5M to $6.5M is $3,800 a month for Core to $8,300 for Platinum.

Because developer money is usually lender money: draws disburse on the construction loan's schedule and inspection gates, not on your production. Check the developer's funding before bidding, get draw-schedule visibility in the contract, and calendar lien deadlines against loan milestones, not invoice dates.

Same-day field directives: every "while you're out there" request gets a signed T&M ticket or a priced change order before the machine moves. A package contract makes drift easy to ask for and hard to bill later; the directive log is the boundary.

Phase-weighted, not flat percent-complete. Clearing and mass grading concentrate the iron and trucking cost early; utilities and paving prep spend differently. Weight the schedule of values to each phase's real cost curve so the billing follows the spend.

Track customer-level margin after the cash costs: days-to-pay, retainage drag, change-order approval rate, and standby caused. Two customers with identical contract margins can be a 4-point spread apart once the cash behavior is priced in.

A bookkeeper records history. Developer credit review, phase-weighted billing, directive logs, and standby cost codes are a control system, which is CFO work. SPM operates that financial control function for sitework contractors.

Three tiers, and which one you are in depends on how much of the work you want off your desk. Core is where you stop guessing: job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a monthly meeting that ends in decisions, while your bookkeeper keeps doing the books. Strategic is where every job shows its margin while it is still open: a bookkeeper we choose does the books and the bank reconciliations, and the job costing and WIP software is set up and managed for you, on your own online software or ours. Platinum is where you approve and the money side gets handled: a controller we choose handles your bills and receivables the way an in-house controller would, and you approve every payment. No payroll. No scope gaps.

Sixty days. We migrate your books back to the start of your last taxable year and build your job costing structure from scratch, and on Strategic and Platinum we set up the job costing and WIP software too. Fully operational in two months. The onboarding fee is one time, the same for every tier, and set by your revenue band.

ControlQore is the job costing and WIP platform we use on the Strategic and Platinum tiers. Purpose-built for contractors, more affordable than legacy tools, and AI-infused. We set it up and manage it, so you do not have to learn it. Core is the CFO work only, so it does not include the software.

A bookkeeper records what happened. We tell you what it means and what to do about it. We align job costing to your estimates, track WIP monthly, and hold strategic accountability meetings so problems get fixed and not merely documented.
$10.7M+
Client AR Recovered Since 2023
48
Active Trade Specializations
60 DAYS
Average Onboarding Time

How sitework CFO firms compare: the sitework firm study, with every score and its source.

WHAT ELSE BREAKS IN SITEWORK

MORE PROBLEMS WE PUT A NUMBER ON.

Cut/fill quantity variance (the estimate vs the survey)

Cut fill quantity variance

Mass-balance assumptions meet real topography, import/export quantities move, and the money moves with them. Sitework's version differs from grading's: the package contract often lumps quantities where a grading unit-price contract would expose them, so variance stays unseen longer.

Multi-GC profitability (which relationships pay)

Multiple GC job profitability

A sitework contractor managing packages for several GCs and developers rarely knows which relationship makes money after slow pay, scope creep, and retainage delay are counted. Keep them cross-linked, differently worded.

Phase billing across a package

Phase billing calendar

Clearing, mass grading, utilities, and paving prep each have different cost curves inside one contract. A flat monthly percent-complete bill underfunds the early phases where the iron and the trucking concentrate.

Scope creep in the package (the "while you're out there" trade)

Scope creep undocumented change orders

A multi-scope package invites boundary drift: an extra swale here, a temporary road there, "just rough in that pad too." Each favor is production without paper.

Utility coordination cost (the other trades in your dirt)

Material delivery access change order

Wet and dry utility crews, third-party inspectors, and franchise utilities all pass through the sitework contractor's sequence; their delays become the sitework contractor's standby.

MORE ON SITEWORK

SITEWORK PROBLEMS, ONE PAGE EACH.

OTHER SITEWORK AND CIVIL TRADES

Sitework is one of 14 trades in the sitework and civil family on our CFO for subcontractors page. Nearby trades with their own page:

WHAT THIS TIES INTO
Josh Luebker, SPM The Construction CFO
Josh Luebker
FRACTIONAL CFO · SPM THE CONSTRUCTION CFO

Josh Luebker is a master electrician turned construction CFO, president of SPM The Construction CFO and author of CONTROL: C.F.O.S. Construction Financial Operating System.

THE CHEAPER OPTION WORKS. IT TAKES LONGER.

If price comes first, plenty of CFOs and bookkeepers can get your construction company results. It often takes the better part of a year.

If you're a trade contractor, a sub or a GC who wins work, keeps the crews busy and still can't figure out where the money goes, we get in the weeds with you. We change the processes that cost you money on every job, build the ones you're missing and give you the formula, so you see results in 60 to 90 days.

Our guarantee holds when you come to every meeting, do the process and keep a strong pipeline of work. We can fix how your work pays. We can't fix having no work.

DO YOU KNOW YOUR TRUE MARGIN ON SITEWORK WORK?

Twenty minutes of questions about how you price sitework work, what your jobs come in at once they close, and what keeps landing back on your desk. Nothing gets sold on that call and nothing gets proposed. If Josh can help, you'll set a longer second call.

You don't hire a CFO because it's safe, you do it because the real risk isn't having one.
Book a 20 minute call

20 minutes. Nothing gets sold on this call and nothing gets proposed. Josh asks questions to work out whether he can help at all.

OR START WITH THE WORKBOOKS. NO CALL NEEDED.