FRACTIONAL CFO FOR INSULATION CONTRACTORS.
We run the finance function for insulation subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Insulation sells three products with three cost structures, so the first move is three cost histories. Batt is piece-rate manual labor, blown is machine production by the bag, and spray foam is a chemical process with rig cost, certified applicators, and a yield problem, and whichever line is mispriced highest wins the worst work. For spray we run a per-job reconciliation between chemical sets bought and board feet installed, because substrate temperature, overspray, trimming, and cavity geometry tax every set and without that reconciliation the waste factor becomes folklore. We also put substrate prep and access premiums on the schedule of values as their own lines, since prep done inside a unit price disappears.
THE THREE THINGS THAT DRAIN THE CASH.
The Blended Product Book
Batt, blown, and spray are three businesses with three cost structures sold under one estimate history. Whichever line is mispriced highest wins the worst work.
The Set-Yield Spread
Spray foam is bought in chemical sets and sold in board feet, and geometry, temperature, and overspray tax every set. The per-job yield reconciliation is the trade's truth report; skip it and the waste factor becomes folklore.
The Cover-Up Clock
Insulation passes inspection or the drywall behind it stalls; it mobilizes after rough-in or eats the compression. The trade lives in the schedule's narrowest slot and gets paid like it has float. (cfos-cash-flow-cycle-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. No add-ons.
| Last 12 months revenue | Monthly fee |
|---|---|
| Up to $1M | $1,900 to $2,900 |
| $1M to $3.5M | $2,600 to $3,900 |
| $3.5M to $6.5M | $3,800 to $5,700 |
| $6.5M to $9.5M | $5,100 to $7,100 |
| $9.5M to $12.5M | $6,100 to $8,500 |
| $12.5M to $15.5M | $7,400 to $11,000 |
| $15.5M to $18.5M | $9,400 to $13,500 |
| $18.5M+ | Quoted individually |
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions rather than a report.
Your bookkeeper keeps doing the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Nobody in your office is answering coding questions or chasing a reconciliation at month end.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the job costing.
Prevailing wage note: Insulation work often runs on public bids, which means certified payroll and wage classifications have to line up with the job cost record. ControlQore holds the classification against the cost code, so the certified report and the job cost report come from the same data instead of somebody keying the same numbers twice every week.
