FRACTIONAL CFO FOR ROOFING CONTRACTORS.
We run the finance function for roofing subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Roofing pays for material before the job starts and collects after somebody else's approval, so we build the cash system around that backwards cycle. Suppliers collect at delivery, crews collect Friday, and commercial pay applications come back at net-60 to net-90 with retainage on top, while storm work pays actual cash value first and holds recoverable depreciation until documented completion with supplements sitting in an adjuster's queue. We price workers compensation into the hourly burden rather than bidding off base wage, because roofing has some of the highest comp rates in construction and a bid built on wage alone underprices every hour worked. We also pull indirect labor out of the middle of the income statement, since supervisors, safety, warranty crews, and drive time are neither direct labor nor overhead and go unmeasured in most roofing books.
THE THREE THINGS THAT DRAIN THE CASH.
The Carrier's Calendar
Storm work pays on the insurance company's schedule, not the roofer's. ACV first, depreciation held to completion, supplements queued for weeks. The roofer finances the gap on every claim.
Material-First, Paid-Last
Suppliers collect at delivery, crews collect Friday, commercial receivables land at net-60 to net-90 with retainage. The cash conversion cycle runs backward from day one.
The Thin Cushion
At 6.5 percent net for a $1M to $5M roofer, a single stalled claim or unmeasured indirect labor line erases the quarter. Margin this thin has no room for untracked cost. (cfos-job-profitability-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. The one-time onboarding fee is right here in the table.
| Last 12 months revenue | Monthly fee | One-time onboarding |
|---|---|---|
| Up to $1M | $1,900 to $2,900 | $1,000 |
| $1M to $3.5M | $2,600 to $3,900 | $1,500 |
| $3.5M to $6.5M | $3,800 to $5,700 | $3,000 |
| $6.5M to $9.5M | $5,100 to $7,100 | $4,500 |
| $9.5M to $12.5M | $6,100 to $8,500 | $6,000 |
| $12.5M to $15.5M | $7,400 to $11,000 | $7,500 |
| $15.5M to $18.5M | $9,400 to $13,500 | $9,000 |
| $18.5M+ | Quoted individually | Quoted individually |
The onboarding fee covers migrating your books back to the start of your last taxable year and getting you fully operational in 60 days. It's billed once, with your first invoice. It's the same for all three tiers. Your first month is prorated, and your monthly engagement starts on the first of the first full month.
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items. The onboarding fee is right here in the table.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions and never in a report.
Your bookkeeper still does the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Your office stops answering coding questions and stops chasing a reconciliation on the last day of the month.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the books, the job costing, and the software. No payroll.
FREQUENTLY ASKED.
