FRACTIONAL CFO FOR WATERPROOFING CONTRACTORS.
We manage the finance function for waterproofing subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Waterproofing sells a decade of silence, so the finance function is built around a liability that appears years after final payment. The industry spends about $8 billion a year fixing failed waterproofing and below-grade remediation exceeds $150 a square foot, which is why this trade's 26 to 29 percent gross margin is an insurance premium rather than a fat rate. We accrue warranty per job instead of hoping, because a warranty commits future crew hours against revenue recognized years earlier and a company without the accrual re-earns its old jobs every spring. Then we make documentation a deliverable: stage photos, written substrate acceptance, witnessed flood and spray tests, and burial turnover records, since work no longer visible gets judged a decade later by whatever paper exists.
THE THREE THINGS THAT DRAIN THE CASH.
The Uncharged Premium
The industry spends $8 billion a year fixing failed waterproofing, and below-grade remediation exceeds $150 per square foot. The trade's 26-to-29 percent gross margin is the insurance premium for that tail; discounting it's underwriting catastrophe risk for free.
The Ten-Year Photograph
Work that is no longer visible gets judged a decade later by whatever paper exists. Photo-documented installation, written substrate acceptance, and witnessed water tests are the only testimony the membrane will ever give.
The Unreserved Callback
Warranties commit future crew-hours against revenue recognized years earlier. A per-job warranty accrual is what separates a 7.5-plus percent net from a company that re-earns its old jobs every spring. (cfos-job-profitability-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. The one-time onboarding fee is right here in the table.
| Last 12 months revenue | Monthly fee | One-time onboarding |
|---|---|---|
| Under $1M | $1,900 to $3,300 | $1,000 |
| $1M to $3.5M | $2,600 to $5,300 | $1,500 |
| $3.5M to $6.5M | $3,800 to $8,300 | $3,000 |
| $6.5M to $9.5M | $5,100 to $11,800 | $4,500 |
| $9.5M to $12.5M | $6,100 to $14,900 | $6,000 |
| $12.5M to $15.5M | $7,400 to $17,650 | $7,500 |
| $15.5M to $18.5M | $9,400 to $22,400 | $9,000 |
| $18.5M+ | Quoted individually | Quoted individually |
The onboarding fee covers migrating your books back to the start of your last taxable year and getting you fully operational in 60 days. It's billed once, with your first invoice. It's the same for all three tiers. Your first month is prorated, and your monthly engagement starts on the first of the first full month.
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items. The onboarding fee is right here in the table.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions and never in a report.
Your bookkeeper still does the books.
Every job shows its margin while it is still open.
Everything in Core, plus the bookkeeping and bank reconciliations done for you, and the job costing and WIP software set up, loaded with your cost codes, and managed every month. Use your own online software, or move to ours and we cover it.
A bookkeeper we choose does the books and reconciliations. No payroll.
You approve, and the money side gets handled.
Everything in Strategic, plus a controller we choose who handles your bills and receivables for you the way an in-house controller would. They call vendors, pay the bills and keep the accounting current. We plan the cash flow first, and you approve every payment because it is your money.
A controller we choose does the payables and receivables. No payroll, no pay applications, no collections.
