IS SPM RIGHT FOR YOUR COMPANY?
SPM fits an owner who wants the finance side done for them and about five hours a month of their own time. The core client is a commercial subcontractor doing $1M to $12M. SPM also takes residential, union, prevailing wage and public work, and larger contractors. SPM works alongside your CPA and never replaces one, can replace or retool an internal bookkeeper and does not work alongside another fractional CFO. SPM is not a CPA firm and does no payroll.
Most questions a contractor asks before a first call are about their setup. They have a CPA. Or a bookkeeper who has been there ten years. Or they tried a fractional CFO last year and it did not work. None of those rules SPM out, and one of them changes how the engagement starts. This page answers each one so you know before the call whether it is worth twenty minutes.
Next step: Find your price. Type your revenue and see your band and all three tier prices.
WHAT IT MEANS.
SPM does the finance work for commercial subcontractors and self-performing general contractors doing $1M to $12M. It's done for the owner every month: bookkeeping, job costing, WIP, cash forecasting and a monthly meeting that ends in written decisions.
The test for fit is short. Do you want the numbers handled for you every month, and do you want job costs that tie back to how you estimate? If yes, the rest is setup. If you want payroll, tax filing or an audit, SPM is the wrong call and the questions further down say so.
THREE OWNERS THIS IS BUILT FOR.
A $1M to $12M commercial subcontractor or self-performing GC
The company is too big for the owner to keep the numbers in their head, and too small to justify a full-time controller and CFO. The pricing, the job costing and the monthly meeting were built for that size.
An owner who does not want to learn accounting
The owner wants to manage crews and bid work. Once a month they want to know which jobs earned what and when cash gets tight. The engagement takes about five hours a month: one meeting and approvals.
A company with a CPA and nobody managing job cost
The tax return is filed and the books are accurate. Still, nobody can say what a finished job made or forecast the next thirteen weeks. SPM adds that piece.
HOW IT WORKS IF YOU ALREADY HAVE...
SPM works alongside your CPA and never replaces one. The CPA keeps the tax return and compliance work. SPM keeps the job cost record, the monthly close and the forecast, and the two share the same books.
SPM can replace the role or keep the person. Many clients keep them and move them to payroll and office management, or leave the reconciliations with them. SPM builds and manages the job costing, because that is usually new to them and it decides whether the rest of the numbers are useful.
SPM does not work alongside another fractional CFO, and it replaces a lot of the ones that failed. The usual cause is advice built on books nobody had set up by job, or reports that came too late to act on. SPM starts with the job costing and a close by the 10th, then adds the CFO work.
SPM serves this niche and knows the government side of it. Wage determinations, fringe treatment and worker classification are built into the job costing. A payroll partner produces the certified payroll reports. SPM does no payroll itself.
SPM takes residential contractors and does not market to them. How the job costing is built depends on how many projects you have and how you want to track them. High volume work gets a service based method. Larger builds get a long term project method.
SPM takes contractors larger than $12M and does not market to them, since many have their own finance team. The pricing page publishes bands above $12M so growing clients can see where they fall, and the largest are quoted individually.
FLAT MONTHLY FEE. NO SURPRISES.
Three tiers, priced by your trailing twelve month revenue. Which one you're in depends on how much of the work you want off your desk. We don't bill by the hour, and we don't do payroll. The one-time onboarding fee is in the table.
Built for subs doing $1M to $12M. Above $12.5M we quote.
| Last 12 months revenue | Core | Strategic | Platinum | One-time onboarding |
|---|---|---|---|---|
| Under $1M | $1,900 | $3,100 | $3,300 | $2,500 |
| $1M to $3.5M | $2,600 | $4,100 | $5,300 | $4,500 |
| $3.5M to $6.5M | $3,800 | $5,900 | $8,300 | $6,000 |
| $6.5M to $9.5M | $5,100 | $7,600 | $11,800 | $7,500 |
| $9.5M to $12.5M | $6,100 | $8,900 | $14,900 | $9,000 |
| Above $12.5M | Quoted | Quoted | Quoted | Quoted |
The onboarding fee covers migrating your books back to the start of your last taxable year and getting you fully operational in 60 days. It's billed once, with your first invoice. It's the same for all three tiers, and it moves with your revenue band. Your first month is prorated, and your monthly engagement starts on the first of the first full month.
Just want the setup? Onboarding only is the same onboarding work with no monthly service after it, one time, at the onboarding fee plus $2,000. Start a monthly engagement later and $2,000 counts toward it. It starts at $4,500, and the price for every band is on the pricing page.
The three tier columns are the whole price. Which one fits depends on how much of the work you want off your desk. No payroll. No hidden line items. The onboarding fee is right here in the table.
- Online software only: QuickBooks, Sage, Viewpoint and similar. No VPN or hosted desktop.
- Not in any tier: payroll, pay applications, collections on receivables.
- Pricing valid through 2027.
CFO work. Your own bookkeeper keeps doing the books.
We build your plan every month. Your team does the work.
You get the CFO work: job costing built to match the way you estimate, a 13 week cash forecast, WIP every month, and a monthly meeting that ends with decisions.
Your bookkeeper still does the books.
Core, plus bookkeeping and bank reconciliations, plus job costing and WIP software set up and managed for you. Use your own online accounting software or we supply it, one price.
We build the plan, track it and adjust it every month.
We only work with trade subcontractors. We know what to look for, and we fix problems while they're still small. Everything in Core, plus the bookkeeping and bank reconciliations done for you, and the job costing and WIP software set up, loaded with your cost codes, and managed every month. Use your own online software, or move to ours and we pay for it.
Our team does the bookkeeping and the reconciliations. We don't do payroll.
Strategic, plus a controller who handles payables and receivables the way an in-house controller would. You approve every payment.
We manage the money side for you, every week.
Everything in Strategic, plus our team does the controller work. We handle your bills and receivables the way an in-house controller would: we call vendors, pay the bills and keep the accounting current. We plan the cash flow first, and you approve every payment because it is your money.
Our team does the payables and receivables. We don't do payroll, pay applications or collections.
FREQUENTLY ASKED.
