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Margin Call.

A monthly newsletter from Josh Luebker on the numbers that actually decide whether a subcontractor makes money: cash flow, job costing, WIP discipline, and the overhead math most owners never see until it's a crisis.

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WHAT IT COVERS

Built for Owners Who Run the Numbers Themselves.

Cash Flow

Why jobs that look profitable on paper still leave you cash-tight, and what actually fixes it.

Job Costing

The cost code structure and discipline that tells you which jobs are making money before closeout.

WIP Discipline

What a real WIP schedule catches that your bookkeeper's version misses.

Overhead & Margin

Where your overhead rate actually sits against your trade, and what closes the gap.

Josh Luebker, The Construction CFO
Josh Luebker
FOUNDER · THE CONSTRUCTION CFO

Former commercial construction project manager and master electrician. Managed 150+ projects, $2.1B+ in volume. Now fractional CFO for commercial subcontractors through Sulphur Prairie Management. About Josh →  |  LinkedIn →

WANT IT HANDLED, NOT JUST EXPLAINED?

30 minutes. Free. We'll walk your numbers and tell you exactly what's broken first.

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Josh Luebker, The Construction CFO
JOSH LUEBKER
FOUNDER & CFO

Master electrician and former project manager, 150+ projects and $2.1B+ in commercial work. Now runs the numbers for subcontractors instead of standing on the job site.

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Stewart Bohrer, The Construction CFO
STEWART BOHRER
VP OF OPERATIONS

Keeps the system running day to day: job costing, WIP, monthly financial reviews, and the follow-through between calls. Josh handles onboarding.

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