For Construction Subcontractors $1M-$15M
Tired of Being Busy and Still Broke?
No more sweating Friday payroll. No more guessing where the cash went.
Most subs see the turnaround in 30 days.
Worst case, within 60 you’ll know if payroll’s covered each week no guessing, no surprises.
Proof From The Field
Don’t take our word for it here’s what other subs saw after we fixed the bleed.
- Kasey - Concrete
$7,200 in the bank → $300K in 30 days - no credit line.
- Brent - Civil/Utilities
Breaking even → real profit in 6 weeks.
- Javier - Erosion Control/SWPPP
$175K lending → $400K line + $3.5M bonding in 60 days.
Sound Familiar?
Jobs look profitable on paper, but the bank account says otherwise.
You’re chasing invoices while payroll is due this Friday.
Retainage and slow-paying GCs keep you floating costs for months.
You don’t know which jobs are bleeding margin until it’s too late.
Growth feels risky because cash flow is always a guess.
If this sounds too familiar, you’re not broken, the system is. You just need one that works.
We Get It. We’ve Seen It All.
We know what it feels like to wonder if payroll will clear, to float costs for months while waiting on a GC, and to find out too late that a “profitable” job is bleeding margin.
That’s why we built SPM — The Construction CFO.
We’ve walked subs out of the hole, from sweating payroll to stacking cash. Some added $2M more work once their numbers finally made sense.
From Chaos to Clarity: Our System
Cash flow problems don’t get fixed with more spreadsheets. We built a system that makes sense in the field, simple, fast, and bulletproof.
3 Pillars:
Job Costing & Margin Tracking - Know which job are making money and which are bleeding it before it’s too late.
Cash Flow Forecasting - See payroll, vendor payments, and retainage weeks ahead so you’re never blindsided.
Billing & Retainage Support - Get pay apps out faster, streamline lien waivers, and cut payment lag from months to days.
What Subs Say:
“I didn’t know where the money went. Now Josh walks us through it before the job’s even done.”
Concrete sub doing $6.5M in Texas ⭐⭐⭐⭐⭐
“Josh saved us $80K by catching job bleed our CPA missed.”
Civil sub doing $3.2M in Tennessee ⭐⭐⭐⭐⭐
“We thought the jobs were on track. Then Josh showed us how we were bleeding $9,000 a week.”
Electrical sub doing $12.5M in California ⭐⭐⭐⭐⭐
Why I Started The Construction CFO
I saw too many subcontractors working 60 hours a week and still broke.
My job isn’t to sell software, it’s to stop the financial bleeding and prove your business works.
I’ve helped subs go from $7K → $300K, and from barely breaking even to building real profit.
We Fix the Chaos
Subs don’t fail from lack of work. They fail because no one showed them how to see the bleed before it’s too late.
In 30–60 days, you’ll know:
Where your money’s going
When payroll clears
Which jobs make profit
No more guessing. Just proof your business works.
No pitch. Just a conversation. When payroll’s covered and cash stacks, that’s when the pressure lifts and that’s when real freedom shows up.