A CFO FOR COMMERCIAL SUBCONTRACTORS.
A fractional CFO does the forward looking work: forecasting cash, testing decisions before you commit to them, setting margin targets, and sitting in a monthly meeting where things get decided. We do that for commercial subcontractors doing $1M to $12M, on a flat monthly fee priced by your trailing twelve month revenue. We don't do payroll.
Most contractors at this size already have a bookkeeper and a CPA, and what they're missing is the person who works forward. A bookkeeper tells you what happened and a CPA files it, and neither one is responsible for whether you can fund payroll in nine weeks or whether the job you're about to bid can carry your overhead. That's the work here. You get a 13 week cash flow forecast, job costing built against how you estimate, monthly WIP, and a meeting each month that ends in written decisions with owners and dates. It runs as one layer of CFOS, our construction financial operating system, rather than as advice you have to go implement yourself.
WHAT THIS SERVICE COVERS.
ONE LAYER OF CFOS, NOT A STANDALONE PRODUCT.
This is one layer of CFOS rather than a standalone product. The forecast, the job costing, the benchmarks, and the monthly cadence are the same system whether you buy this service or the full engagement, which is why there are no scope gaps between what we do and what your bookkeeper does.
CFO advice delivered without the underlying system is where most fractional CFO engagements fail. A recommendation about pricing depends on job costing that reads against the estimate, and a recommendation about a hire depends on a forecast somebody maintains every week. Without both of those running, the advice is a guess with a title on it.
The failure this service exists to correct is a profitable company with an empty bank account, which the Cash Control System addresses directly, and a company that can't tell which jobs earn, which the Job Profitability System addresses.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. No add-ons.
| Last 12 months revenue | Monthly fee |
|---|---|
| Up to $1M | $1,900 to $2,900 |
| $1M to $3.5M | $2,600 to $3,900 |
| $3.5M to $6.5M | $3,800 to $5,700 |
| $6.5M to $9.5M | $5,100 to $7,100 |
| $9.5M to $12.5M | $6,100 to $8,500 |
| $12.5M to $15.5M | $7,400 to $11,000 |
| $15.5M to $18.5M | $9,400 to $13,500 |
| $18.5M+ | Quoted individually |
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions rather than a report.
Your bookkeeper keeps doing the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Nobody in your office is answering coding questions or chasing a reconciliation at month end.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the job costing.
FREQUENTLY ASKED.
