KNOW ABOUT THE SHORT WEEK WHILE YOU CAN STILL DO SOMETHING ABOUT IT.
Most subcontractors find out they are short on the Monday before payroll. The money is usually already in the business by then, sitting in work performed and not billed and in receipts dated on contract terms nobody honours. A forecast dated on how each general contractor really pays turns that Monday into something you saw eleven weeks ago.
$49, ONCE. EXCEL FILE.
Payment goes through Stripe and card details never touch this site. The moment it clears you get the workbook, on the next page and again by email, so closing the tab costs you nothing. The download link does not expire.
Want it filled in with your numbers by somebody who does this every month? The$497 working session includes this workbook, so nothing is paid twice.
FOUR THINGS, AND THE FIRST ONE IS WHY THE OTHERS WORK.
It dates money on behaviour and not on terms
A forecast built on net 30 is wrong every month in the same direction, because the general contractor who has paid you in 52 days for three years will pay you in 52 days again. Dating each receipt on that history is the difference between a forecast you argue with and one you act on.
It carries retainage on its own line
Retainage is money you earned that nobody is going to send on the normal cycle, and folding it into receivables makes a healthy month look like a short one and a short one look survivable. On its own line you can see what is held, on which jobs, and when it releases.
It runs thirteen weeks and then twenty four months
Thirteen weeks because the week you need to see is rarely the one you are in, and a month does not reach far enough to change anything. The longer horizon is there for the decisions that need it: a piece of equipment, a hire, a bigger job with a longer front end.
It holds a floor and warns before you cross it
You set the balance the business should never go below, three to six times monthly overhead being the usual answer, and the forecast tells you which week breaches it. That warning is the whole product. Everything else is arithmetic in service of it.
TWO SITUATIONS WHERE THIS IS THE WRONG PURCHASE.
If you do not know what your jobs cost, a forecast will give you a confident answer built on numbers that are not true, and the job cost structure comes first. If your billing is behind the work, fix that before forecasting it: money you have earned and not invoiced is faster cash than any forecast can find, andthe schedule of values and pay application templateis free.
And if you want the whole financial function run for you, the monthly engagement is a different thing entirely and every band of it is published onthe pricing page.
THE METHOD IS PUBLISHED AND COSTS NOTHING.
The workbook saves you an afternoon and the arithmetic errors. It does not hold anything back that the written material gives away:how to build a 13 week cash flow forecastwalks the method in full. And Stop Finding Out You're Short the Monday Before Payroll is the recorded session on it, which plays with nothing asked for.
Is there a 13 week cash flow forecast template for construction in Excel?
This is one. It is an Excel workbook built for commercial subcontractors, $49 once, with a download link that does not expire. It carries the overhead calculator as well, so the overhead line in the forecast comes from your own numbers and not from a percentage somebody guessed at.
How do I build a 13 week cash flow forecast?
Start from receipts and not from invoices. List what each general contractor owes you, date each one on how that contractor has really paid you over the last year, carry retainage on its own line because nobody sends it on the normal cycle, then lay your fixed costs and payroll against those dates. The written method is on the how to build it page, and the workbook is the same method with the arithmetic already wired in.
What is the difference between the $49 template and the $497 session?
The template is the workbook. The $497 session is 90 minutes on Microsoft Teams where it gets filled in with your real numbers and the billing changes come out of it while you are both looking at the same screen. The session includes the workbook, so buying the template first and the session later costs you nothing extra beyond the $49.
Do you have a free construction cash flow forecast template?
Not this one. Four other workbooks on this site are free and emailed as attachments, and the two calculators need nothing at all. This one is $49 because it is the tool the whole practice runs on and it is priced to be bought and not to be a lead magnet. If the price is the problem, the written method is free and the video session on it is free.
Does the cash flow forecast include an overhead calculator?
Yes, in the same workbook. That pairing is the point of it: an overhead figure entered as a round percentage makes every week of the forecast wrong in the same direction, so the calculator works your real indirect cost out first and the forecast reads from it.
Can I get the forecast with the book?
Buy the book and a QR code inside it gets you every CONTROL template, password protected, at runoncfos.com.
