FRACTIONAL CFO SERVICES FOR COMMERCIAL SUBCONTRACTORS.
SPM handles job costing, WIP reporting, cash flow forecasting, and monthly CFO advisory for commercial subcontractors doing $1M to $12M. Bookkeeping and ControlQore are available as you move up tiers. You spend about 5 hours a month on your finances. We handle the rest. No payroll. No scope gaps.
THE FULL SCOPE. NO GAPS.
Most fractional CFO services have invisible scope gaps: the bookkeeper handles transactions, the CPA handles taxes, and nobody is doing job costing, WIP reporting, or telling you what the numbers mean. SPM is built to eliminate that gap.
Job Costing
Actual costs posted against your estimate by job and by phase. Monthly job profitability report. Variance flagged before it becomes a loss, not after the job closes.
WIP Reporting
WIP schedule updated before pay apps go out, as requested. Percent complete estimated from the field, not assumed from billing. Overbilling and underbilling tracked and reconciled.
Cash Flow Forecasting
13-week rolling cash flow forecast. Pay app timing, payroll, and AP obligations forecasted out. Low-cash weeks flagged in advance.
Monthly CFO Advisory
Monthly meeting covering P&L, WIP, cash position, and a specific action list. Not a status update. A working session with clear outputs and accountability follow-through.
Bookkeeping
Full-service bookkeeping. AP coded to jobs. AR tracked by GC. Bank reconciliations monthly. Books closed within 10 business days of month end.
ControlQore Setup
We configure ControlQore with cost codes that mirror your estimate structure. Every phase, every trade division, every subcontractor category, set up and managed for you.
FULLY OPERATIONAL IN 60 DAYS.
We migrate books back to the start of your last taxable year. If your tax year ends within 3 months, we hard-code migrate through the last day of that year and start fresh. Either way, fully operational in 60 days.
WHO THIS IS FOR.
We work with commercial subcontractors across 24 trade specializations: civil, excavation, grading, sitework, underground utility, demolition, paving, concrete, concrete flatwork, masonry, structural steel, SWPPP/erosion control, electrical, framing, waterproofing, EIFS/stucco, drywall, insulation, marine, fiber, telecom, flooring, security system, and interior. Residential is not a fit. Under $1M is a harder conversation but not automatically excluded.
THREE TIERS. NO SCOPE GAPS.
Select your trailing 12-month revenue. All three prices update instantly, right on the cards below.
You keep your own books. We tell you what they mean.
- Job costing aligned to your estimate structure
- CEO Report check-in (monthly)
- Cash flow forecast check-in (monthly)
- Annual T&M rate sheet and estimating review
- Equipment cost basis
- WIP reporting, as requested
Everything in Core. Plus we take the books off your plate too.
- Everything in Core Financial
- Full-service bookkeeping and monthly bank reconciliations
- Controllership
- AP/AR tracked. We record it; you still control payments
Everything in Executive. Plus the software runs itself.
- Everything in Executive Financial
- ControlQore setup and ongoing management
- The full CFOS system, run for you end to end
*Guarantee covers the CFO advisory portion of Executive and Strategic Financial only, conditional on attending every scheduled monthly CFO meeting. Full pricing detail at constructioncfo.net/construction-cfo-pricing.
| Revenue | Core Financial | Executive Financial | Strategic Financial |
|---|---|---|---|
| Under $1M | $1,900/mo | $2,700/mo | $2,900/mo |
| $1M–$3M | $2,600/mo | $3,600/mo | $3,900/mo |
| $4M–$6M | $3,800/mo | $5,200/mo | $5,700/mo |
| $7M–$9M | $5,100/mo | $6,100/mo | $6,900/mo |
| $10M–$12M | $6,100/mo | $7,400/mo | $8,500/mo |
| $13M+ | Quoted | Quoted | Quoted |
Pricing scales with revenue. If your trailing 12-month revenue changes significantly, we adjust at the next renewal. No renegotiation needed mid-year.
THE TEAM.
