FRACTIONAL CFO FOR PLUMBING CONTRACTORS.
We run the finance function for plumbing subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Plumbing spends in two humps with a canyon between them, so the schedule of values has to be phase-weighted rather than flat percent complete. Underground and rough-in load labor and pipe early, the trade demobilizes while walls close, and trim-out returns months later for fixtures and final behind punch and retainage, which means a flat SOV starves the front and strands the back. We reconcile fixture allowances in writing as selections come in, with deadlines that carry schedule consequences and substitution deltas priced as change orders rather than absorbed. Then we get under-slab conditions photographed and documented before backfill, because the picture taken before the concrete truck shows is worth more than the claim filed after it leaves.
THE THREE THINGS THAT DRAIN THE CASH.
The Two-Hump Canyon
Underground and rough-in spend the money; trim-out collects it, months later, behind punch and retainage. A flat percent-complete SOV starves the front and strands the back; phase-weighted billing is the trade's oxygen.
The Allowance Ambush
Fixture allowances reconcile at the end unless the contractor reconciles them in writing as selections land. Late selections, silent substitutions, and unpriced deltas are the finish line's favorite back-charges.
The Buried Evidence
Under-slab surprises get documented before backfill or they never happened. The photograph taken before the concrete truck arrives is worth more than the claim filed after it leaves. (cfos-job-profitability-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. No add-ons.
| Last 12 months revenue | Monthly fee |
|---|---|
| Up to $1M | $1,900 to $2,900 |
| $1M to $3.5M | $2,600 to $3,900 |
| $3.5M to $6.5M | $3,800 to $5,700 |
| $6.5M to $9.5M | $5,100 to $7,100 |
| $9.5M to $12.5M | $6,100 to $8,500 |
| $12.5M to $15.5M | $7,400 to $11,000 |
| $15.5M to $18.5M | $9,400 to $13,500 |
| $18.5M+ | Quoted individually |
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions rather than a report.
Your bookkeeper keeps doing the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Nobody in your office is answering coding questions or chasing a reconciliation at month end.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the job costing.
FREQUENTLY ASKED.
