TRADE SERVICE · CONCRETE & MASONRY CLUSTER

FRACTIONAL CFO FOR MASONRY CONTRACTORS.

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We run the finance function for masonry subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.

Masonry is labor first and access second, so those are the two things we measure. A crew's daily lay rate runs anywhere from 200 bricks on ornate work to 1,000 on simple walls, with experienced masons at 400 to 600 on standard work, and bidding the fast day while building the slow day converts labor variance straight into lost margin. Access is a second job inside every job, since scaffold premiums run 50 to 100 percent of labor for stages above 10 feet and scaffold, fall protection, and lifts together can add up to 40 percent to labor cost on elevated work. We also track material waste against the estimate, because standard work runs 8 to 10 percent and intricate work reaches 15, and an estimate carrying 5 percent on a 12 percent job leaks from every pallet.

BY JOSH LUEBKERPublished 2026-08-06Updated 2026-08-06
WHERE MASONRY LOSES MONEY

THE THREE THINGS THAT DRAIN THE CASH.

LEAK 01

The Access Tax

Scaffold, fall protection, and lifts add up to 40 percent to labor cost on elevated work, and scaffold premiums run 50 to 100 percent of labor for stages above 10 feet. Access is a second job inside every job; unpriced, it's a donation.

LEAK 02

The Lay-Rate Spread

Crews range from 200 to 1,000 bricks a day depending on complexity. Bidding the fast day and building the slow day converts labor variance straight into lost margin, and labor is the biggest line in the trade.

LEAK 03

The Material Bleed

Standard waste runs 8 to 10 percent and complex work reaches 15. An estimate carrying 5 percent waste on a 12 percent job leaks the difference from every pallet, and nobody sees it without variance tracking. (cfos-job-profitability-system) ---

HOW SPM FIXES IT

WHAT WE CHANGE.

The waste factor question
Scaffold cost (the second job inside every job)
Production rate roulette (bricks per day)
The 550,000-person problem (labor scarcity as a cost line)
Cold weather and the mortar clock
PRICING

FLAT MONTHLY FEE. NO SURPRISES.

Priced by trailing 12 month revenue. No hourly billing. No payroll. No add-ons.

Last 12 months revenueMonthly fee
Up to $1M$1,900 to $2,900
$1M to $3.5M$2,600 to $3,900
$3.5M to $6.5M$3,800 to $5,700
$6.5M to $9.5M$5,100 to $7,100
$9.5M to $12.5M$6,100 to $8,500
$12.5M to $15.5M$7,400 to $11,000
$15.5M to $18.5M$9,400 to $13,500
$18.5M+Quoted individually

Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items.

Core

You stop guessing.

You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions rather than a report.

Your bookkeeper keeps doing the books.

Executive

You stop touching the books.

Everything in Core, and we run the bookkeeping and the controllership as well. Nobody in your office is answering coding questions or chasing a reconciliation at month end.

We do the books. No payroll.

Strategic

Every job shows its margin while it's still running.

Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.

We do the job costing.

Prevailing wage note: Masonry work often runs on public bids, which means certified payroll and wage classifications have to line up with the job cost record. ControlQore holds the classification against the cost code, so the certified report and the job cost report come from the same data instead of somebody keying the same numbers twice every week.

COMMON QUESTIONS

FREQUENTLY ASKED.

Masonry contractors at $1M to $5M net 5.5 percent on average, rising to 8.5 percent by $25M to $50M; the CFOS target at $1M to $5M is 10 percent. The gap to target in this trade almost always sits in three labor-side leaks: unpriced scaffold, lay-rate variance, and material waste above the estimate. Every net profit figure here is stated before taxes, the same basis CFMA reports on, so the two are directly comparable.
Three tiers, and which one you are in depends on how much of the work you want off your desk. Core is where you stop guessing: job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a monthly meeting that ends in decisions, while your bookkeeper keeps doing the books. Executive is where you stop touching the books, because we run the bookkeeping and the controllership as well. Strategic is where every job shows its margin while it is still running, because the job costing and WIP platform is set up and managed for you. No payroll. No scope gaps.
Sixty days. We migrate your books back to the start of your last taxable year, set up ControlQore, and build your job costing structure from scratch. Fully operational in two months.
ControlQore is the job costing and WIP platform we use for all clients. Purpose-built for contractors, more affordable than legacy tools, and AI-infused. We set it up and manage it, so you do not have to learn it.
A bookkeeper records what happened. We tell you what it means and what to do about it. We align job costing to your estimates, track WIP monthly, and hold strategic accountability meetings so problems get fixed and not merely documented.
$10.7M+
Client AR Recovered Since 2023
48
Active Trade Specializations
60 DAYS
Average Onboarding Time
WHAT THIS TIES INTO
Josh Luebker, The Construction CFO
Josh Luebker
FRACTIONAL CFO · THE CONSTRUCTION CFO

Former commercial project manager and master electrician: 150+ projects worth $2.1B combined, from $50,000 to $300M. Now fractional CFO to commercial subcontractors.

DO YOU KNOW YOUR TRUE MARGIN ON MASONRY WORK?

Bring one job. We will show you the difference between what you bid and what it cost.

You don't hire a CFO because it's safe, you do it because the real risk isn't having one.
Book a 20 minute diagnostic

20 minutes. No sales pressure. We will tell you exactly what's broken before we talk about anything else.

OR START WITH THE WORKBOOKS. NO CALL NEEDED.