Construction Financial Systems for Subcontractors
How a $2.4M Fiber Splicing Subcontractor Finally Understood Why the Bank Account Never Made Sense
A $2.4M fiber splicing sub had the owner’s wife doing books with no accounting background. Here’s what the numbers actually showed once the books were clean. From constructioncfo.net.
How a $13.1M Marine Contractor Increased Business Value by $3.2M Without Adding a Single Dollar of Revenue
A $13.1M marine contractor had 4 accounting staff and no job costing. Here’s how tightening spend and building clean financials added $3.2M in business value in 9 months. From constructioncfo.net.
How a $7.1M Civil Contractor Almost Lost Everything in Year One — And Is Now on Track for $12M Year Two
A civil contractor started in March 2025, grew too fast, and nearly lost his house by December. Here’s the exact strategy that saved the business and unlocked a $750K loan in 90 days. From constructioncfo.net.
How a $3.4M Civil Subcontractor Went from $700,000 in Overdue Payables to Debt-Free by End of Year
A $3.4M civil sub had $700K in overdue payables, four MCA loans costing $110K a month, and a payroll he wasn’t sure he could make. Here’s what changed. From constructioncfo.net.
How a $25M Marine General Contractor Distributed $2.6M in Profit Sharing While Keeping $1M+ in the Bank
A $25M marine GC had US financials built from zero. The result: $2.6M in profit sharing, $1M+ net profit, and a bank account that never dropped below $1.2M. From constructioncfo.net.
How a $6.7M Civil Subcontractor Paid Off $348,000 in Credit Line Debt in 60 Days
A $6.7M civil sub had a $348K line of credit maxed out and overhead running at 30%. Here’s how it went to zero in 60 days and what the business looks like now. From constructioncfo.net.
How a $5.2M Erosion Control Subcontractor Went from $24,000 to $1,200,000 in Annual Profit
A $5.2M erosion control subcontractor was making $24K a year in profit. One year later it was $1.2M. Here’s exactly what changed. From constructioncfo.net.
How a $3.2M Electrical Subcontractor Paid Off All Her Debt in 120 Days
A $3.2M electrical sub had $365K in overdue AR and enough debt she’d stopped believing it would ever get paid off. Here’s what actually happened. From constructioncfo.net.
How a $4.9M Concrete Subcontractor Collected $203,000 in 7 Days — Without a Single New Job
A $4.9M concrete sub had $203K in overdue AR and thought the business was fine. Here’s what we found, what we fixed, and what it actually cost them to wait. From constructioncfo.net.
The 73-Day Cash Gap Killing Electrical Subcontractors (Even on Profitable Jobs)
You can land a profitable electrical job and still run out of cash. The reason isn’t margin — it’s timing. Here’s the 73-day gap quietly bleeding your business dry.