SPEAKING · WORKSHOPS · PANELS

JOSH LUEBKER, SPEAKER.

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Construction financial management for people who build, delivered as arithmetic they can check rather than theory they have to trust. 6 talks, from a 30 minute session to a half day workshop, on the subjects that decide whether a subcontractor keeps the money it earns: overhead, job costing, WIP and the price of slow payment. 19 published citations behind it, every one on somebody else's site.

Read the topics rather than the bio. An organiser is deciding one thing, which is whether the room will thank them for the booking, and the only honest evidence for that's what a session does with the audience's own numbers.

6 TALKS19 CITATIONSNO PITCH FROM THE STAGE

WHY HIM

HE RAN THE WORK BEFORE HE RAN THE BOOKS.

Josh is a former commercial construction project manager and master electrician who now runs the finance function for commercial subcontractors. That order counts on a stage: he ran the work before he ran the books, so a room full of contractors gets somebody who has stood in the mud and can still read a WIP schedule, and the arithmetic on the screen is arithmetic he has run on real jobs.

Josh ran commercial construction before he ran finance. More than 150 projects as a project manager and master electrician, worth over $2.1B combined, with individual jobs from $50,000 to $300M. Data centers, military bases, hospitals, and high rises, across multiple states.

THE TALKS · 6

6 SESSIONS, 5 OF THEM ARITHMETIC.

NEVER MISS PAYROLL WITHOUT TAKING ON DEBT

Missing payroll is a timing problem, and the money is usually already inside the business.

The five places cash hides in a subcontracting business: work performed and not billed, billed and not collected, retainage, an overhead rate below what the company costs, and growth outrunning working capital. Each with the test that finds it.

FUNDING THE WORK45 to 60 minutes, or a six part seriesSee the material
THE 10% OVERHEAD MYTH

Almost every contractor in the room bids ten percent and runs far above it, and most have never computed their own number.

What belongs in overhead and what belongs on a job, owner compensation at market rate, why the rate climbs every year with no line item to blame, and the live arithmetic that produces a real rate from the audience's own figures.

WINNING WORK30 to 45 minutesSee the material
YOUR JOB COSTING CAN'T TELL YOU WHETHER THE BID WAS RIGHT

If the cost codes weren't built against the estimating assemblies, the job cost report can't answer the only question worth asking.

Building cost codes against your own assemblies, production rates as the assumption and the reality, the two week window where a variance is still recoverable, and closing the loop into the next estimate.

PERFORMING THE WORK45 minutesSee the material
READING A WIP SCHEDULE LIKE AN UNDERWRITER

Your bank and your surety read two columns first, and most contractors couldn't say which two.

Overbilling and underbilling and what each one says about the company, why profit fade hits all at once at closeout, and the cost-to-complete discipline that stops it.

PROTECTING THE WORK45 minutes, best with a worked example on screenSee the material
WHAT SLOW PAYMENT REALLY COSTS, IN DOLLARS

Pay-when-paid is working capital lent to a general contractor, and it has a price nobody prices.

The carry cost of the wait, front loading a schedule of values honestly, what a surety thinks of an overbilled position, and pricing the general contractor rather than the contract.

FUNDING THE WORK30 minutesSee the material
PROFESSIONALLY INVISIBLE

How good people become harder to read and easier to forget, and why alignment counts for more than polish.

Delivered at Converge Construction Summit 2026 as an interactive workshop hosted by Megan Shapiro. The one talk on this list that's not about arithmetic.

FINDING WORKInteractive workshop

5 of the 6 link to the page on this site that carries the same arithmetic, so an organiser can check the content before booking it rather than after.

FORMATS

PICK THE ONE YOUR SLOT WILL HOLD.

CONFERENCE SESSION OR BREAKOUT

45 to 60 minutes with questions. Works best with the arithmetic on screen and the audience running it on their own numbers, which turns a talk into something they take back to the office.

INTERACTIVE WORKSHOP

Half a day. The room leaves with a real overhead rate, a real WIP read, or a thirteen week forecast started, depending on which one the organiser picks.

WEBINAR OR EXPERT PANEL

Josh has done these with software companies, lenders and lien specialists, including a four person public works roundtable. Panels play to his strength, because the questions come from the audience and not from a script.

PODCAST

Long form. The longest to date ran an hour and thirty seven minutes on job costing and holding general contractors to the contract.

WHAT A HOST GETS

AND WHAT THE ROOM TAKES HOME.

A speaker who ran the work first: 150 or more commercial projects worth more than $2.1B combined, from $50,000 to $300M, before he ran anybody's books
Arithmetic the room can check, on the screen, rather than principles they have to take on trust
No pitch from the stage. Every tool referenced is published on this site, so the audience can act on the talk without hiring anybody
Promotion through SPM's own channels, and the session listed on this page afterwards with the host credited
WHAT HE WILL NOT SPEAK ON

SO NOBODY FINDS OUT ON THE DAY.

Payroll, tax preparation, audit and legal topics. SPM doesn't do those and a speaker guessing at a compliance question in front of a room is how bad advice travels
Anything requiring a client's numbers to be shown. Client work is anonymised on this site and it stays anonymised on a stage

There's no fee, travel radius or audience-size figure on this page either. Those depend on the event, and a range printed here would be wrong for most of them.

THE RECORD

19 CITATIONS, ALL ON OTHER PEOPLE'S SITES.

10 podcast appearances, 5 webinars and recorded interviews, 1 conference session and 3 published pieces. Every one was published by the host crediting Josh directly, which is the standard that list holds itself to, and every entry links to where the host put it.

Hosted by eBacon, CrewCost, Billd, and LumberFi. The longest podcast to date ran 1hr 37min on Blue Collar Business. Most recent conference session: Professionally Invisible at Converge Construction Summit 2026, an interactive workshop on how good people become harder to read and easier to forget, and why alignment counts for more than polish if you want to be remembered, trusted and understood. Hosted by Megan Shapiro.

Every citation, dated and linkedThe full recordLinkedIn

$10.7M+
Client AR Recovered Since 2023
48
Active Trade Specializations
60 DAYS
Average Onboarding Time
COMMON QUESTIONS

BEFORE YOU SEND THE INVITE.

Construction financial management for people who build, delivered as arithmetic they can check rather than theory they have to trust. 6 talks, built on his own five pillar framework: Never Miss Payroll Without Taking On Debt. The 10% Overhead Myth. Your Job Costing Can't Tell You Whether the Bid Was Right. Reading a WIP Schedule Like an Underwriter. What Slow Payment Really Costs, in Dollars. Professionally Invisible. 5 of the 6 run on arithmetic the room can check on screen.
Owners and operators of commercial subcontracting and self-performing general contracting businesses, roughly $1M to $50M, plus the project managers and estimators who carry the numbers day to day. Also works for the lenders, sureties, software companies and associations who serve them, where the value is hearing what a contractor's finances really look like from inside.
conference session or breakout, interactive workshop, webinar or expert panel, podcast. 45 to 60 minutes with questions. Works best with the arithmetic on screen and the audience running it on their own numbers, which turns a talk into something they take back to the office.
Yes, and it's all published by the hosts rather than claimed here. 10 podcast appearances, 5 webinars and recorded interviews including a four person public works roundtable, 1 conference session and 3 published pieces. The full list with dated links is on the press page, and the longest podcast to date ran 1hr 37min on Blue Collar Business.
No. Every calculator, workbook and template referenced in a talk is published on this site, so the audience can act on the session without hiring anybody. An organiser who has to police a sales pitch has bought themselves a problem, and a room that senses one stops listening.
Payroll, tax preparation, audit and legal topics. SPM doesn't do those and a speaker guessing at a compliance question in front of a room is how bad advice travels. Anything requiring a client's numbers to be shown. Client work is anonymised on this site and it stays anonymised on a stage.
It depends on the format, the date and the travel, so there's no number on this page rather than a range that turns out to be wrong. Send the event, the audience and the slot length and Josh will answer in one message.
Josh Luebker, The Construction CFO
Josh Luebker
FRACTIONAL CFO · THE CONSTRUCTION CFO

Former commercial project manager and master electrician: 150+ projects worth $2.1B combined, from $50,000 to $300M. Now fractional CFO to commercial subcontractors.

GOT A ROOM FULL OF CONTRACTORS?

Send the event, the audience and the slot length. Twenty minutes to work out whether it's a fit, and Josh will tell you straight if it's not.

You don't hire a CFO because it's safe, you do it because the real risk isn't having one.
Book a 20 minute diagnostic

20 minutes. No sales pressure. We will tell you exactly what's broken before we talk about anything else.

OR START WITH THE WORKBOOKS. NO CALL NEEDED.