Josh Luebker
Fractional CFO - The Construction CFO
Former commercial construction PM and master electrician. 150+ projects, $300M+ total value. About Josh | LinkedIn
Fractional CFO rates for construction companies range from $1,500 to $10,000 per month across the market. SPM charges $1,900 to $8,500 per month scaled to your revenue. Here is exactly what drives the rate and what is included at each level.
Fractional CFO rates for construction companies range from $1,500 to $10,000 per month depending on scope and revenue band. SPM charges $1,900 to $8,500 per month scaled to your last 12 months of revenue. Flat monthly rate. No hourly billing. No surprise invoices.
No setup fee. No migration surcharge. ControlQore billed separately at $100/month per $1M revenue. No payroll -- vetted partners handle that at additional cost.
A bookkeeper records transactions. A fractional CFO sets up job costing, produces WIP reports, builds cash flow forecasts, and meets monthly to explain what the numbers mean. The rate difference reflects scope -- not markup on the same service.
SPM scales fees with revenue because larger companies have more jobs, more complexity, and more financial data to manage. A $10M subcontractor has 3-5x the complexity of a $2M subcontractor.
A generalist fractional CFO who also serves restaurants and law firms charges less because construction-specific knowledge has to be learned on your dime. SPM charges more than a bookkeeper and less than a full-time CFO because the construction expertise is already built in.
At SPM, fractional CFO services for construction subcontractors start at $1,900/month for Core Financial on revenues under $1M, scaling to $8,500/month for Executive Financial on $10M-$12M revenue. No setup fee. ControlQore is billed separately at $100/month per $1M revenue. Flat monthly rate -- no hourly billing, no variable scope.
At $5M revenue, Core Financial runs $3,800/month. If SPM corrects an overhead rate problem that improves gross margin by 2 points, that is $100,000/year in additional profit -- a 219% first-year ROI. Most SPM clients see margin improvement and cash flow stabilization within 90 days.
Schedule a free call. We will walk through your situation and tell you which tier makes sense.
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