Fractional CFO Services for Concrete Subcontractors

Real job costing, cash flow forecasting, and financial clarity for $1M–$15M concrete contractors.

If you're running pours, chasing invoices, and still guessing at job costs this is for you.

We help concrete subs break down labor and equipment by phase, forecast cash needs, and catch margin bleed early.

What Does a Construction CFO Actually Do?

Comparison chart showing traditional vs. subcontractor-specific CFO support

A construction CFO isn’t a bookkeeper. And they’re not just someone who closes your books at the end of the month.

They track job bleed in real time, forecast labor and equipment spend, and help you adjust while the job is still active not months later.

While your CPA looks backward, a CFO looks ahead. We help you:

  • Track actual vs. estimated labor and equipment by pour phase

  • Forecast cash weeks out so you're not stuck before the next slab

  • Spot unbilled T&M or unpaid COs before they disappear

  • Understand true breakeven per crew not just total margin

  • Overbill smartly to cover float and retention

It’s not about reporting. It’s about control, while the job’s still live.

Built for Subcontractors, Not Corporate Suits

We work best with concrete subcontractors who:

  • Run $1M to $15M concrete businesses

  • Handle slab-on-grade, flatwork, tilt-up, curbs, or structural pours

  • Work across commercial, residential, or civil

  • Are tired of watching profit disappear job-by-job

  • Want clarity, not just more software

If you’ve ever said “We poured it, but I don’t know if we made money on it,” this is for you.

Job Costing, Forecasting, and Real Financial Strategy

Here’s what’s included in our monthly concrete CFO support:

  • Job Cost Tracking – Review actuals weekly by labor crew, phase, and pour

  • Cash Flow Forecasting – Plan ahead for when retainage holds or vendors hit

  • Project Profit Reviews – Walk through each job and catch margin loss early

  • Monthly Financial Reports – Numbers in plain English with context you can act on

  • Retention + Billing Support – Overbill strategically to stay ahead of float

  • Concrete-Specific Strategy – Built for trades dealing with weather delays, mobilization costs, and crew-heavy execution

Built for Concrete Subcontractors.

Proven in the Field.

We’ve worked with concrete subs from $1.2M to $14.5M and every one had the same issue:

Jobs are booked. Equipment’s running. And no one sees where the money went.

SPM fixes that because:

  • You see cost tracking in real time, not 30 days late

  • We build forecasts that adjust with crew size, not static formulas

  • You review everything live we don’t just hand you PDFs

  • The system was built in the field, not in a spreadsheet

It’s not about running lean. It’s about knowing where your money goes and protecting your margin from day one.

What Subs Say After 30 Days

“We used to close jobs without knowing which phase made money. SPM helped us break out rough-in, form, pour, and finish and that alone changed how we bid.”

Flatwork Concrete Subcontractor doing $4.7M revenue in Florida⭐⭐⭐⭐⭐

“I thought we were just slow collecting. Turns out we had $65,000 sitting in change orders no one followed up on. We got every dollar back.”

Commercial Concrete Subcontractor doing $8.2M in East Texas⭐⭐⭐⭐⭐

“We thought the job was on track. Then Josh showed us how we were bleeding $9,000 a week.”

Structural Concrete Subcontractor doing $12M revenue in Georgia⭐⭐⭐⭐⭐

Ready to Stop Guessing?

You’ve got the crew, the trucks, and the work. Now it’s time to get the numbers behind it working just as hard.

Get the full pricing breakdown for concrete subcontractors — no pressure, just clarity.

No calls required. We’ll send you the breakdown with services included.