FRACTIONAL CFO FOR CONCRETE CONTRACTORS.
We run the finance function for concrete subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Concrete spends on pour day and collects a season later, so the finance function is built around that clock. We price the pour as an event: truck standby, finishers on the ready, weekend delivery premiums of $50 to $300 per load, and short-load fees of $40 to $60 a yard that add $200 to $400 to every punch pour. We also run procurement as arithmetic, because plant-to-plant spreads of $20 to $40 a yard in the same market are worth $60,000 to $120,000 on a 3,000 yard year. Then the 28-day strength clock goes on the billing calendar with a rework reserve behind it, so a failed cylinder is a protocol instead of a crisis.
THE THREE THINGS THAT DRAIN THE CASH.
The Pour-Day Cascade
Trucks on the clock, finishers standing by, weekend premiums of $50 to $300 per load, and a cold-joint spec risk if sequencing slips. Pour day is where the estimate meets physics, and untracked standby and premium cost is margin poured into the slab.
The 28-Day Gate
Strength arrives on the concrete's schedule, not the billing schedule, and a failed break converts into coring, repour risk, and a stalled milestone. The test report is a payment gate; treat it like one with a reserve and a protocol.
The Factoring Spiral
Aged AR pushed through factoring or an MCA trades a timing problem for a permanent margin tax. A $4.9M concrete contractor ran $161K net inside that spiral and $1.1M net outside it; the difference was the control system, in the same market as the year before. (cfos-cash-control-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. No add-ons.
| Last 12 months revenue | Monthly fee |
|---|---|
| Up to $1M | $1,900 to $2,900 |
| $1M to $3.5M | $2,600 to $3,900 |
| $3.5M to $6.5M | $3,800 to $5,700 |
| $6.5M to $9.5M | $5,100 to $7,100 |
| $9.5M to $12.5M | $6,100 to $8,500 |
| $12.5M to $15.5M | $7,400 to $11,000 |
| $15.5M to $18.5M | $9,400 to $13,500 |
| $18.5M+ | Quoted individually |
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions rather than a report.
Your bookkeeper keeps doing the books.
You stop touching the books.
Everything in Core, and we run the bookkeeping and the controllership as well. Nobody in your office is answering coding questions or chasing a reconciliation at month end.
We do the books. No payroll.
Every job shows its margin while it's still running.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the job costing.
Prevailing wage note: Concrete work often runs on public bids, which means certified payroll and wage classifications have to line up with the job cost record. ControlQore holds the classification against the cost code, so the certified report and the job cost report come from the same data instead of somebody keying the same numbers twice every week.
