FRACTIONAL CFO FOR CONCRETE CONTRACTORS.
We manage the finance function for concrete subcontractors doing $1M to $12M: job costing aligned to the way you estimate, a 13 week cash flow forecast, monthly WIP, and a CFO in the room every month. Pricing starts at $1,900 per month.
Concrete spends on pour day and collects a season later, so the finance function is built around that clock. We price the pour as an event: truck standby, finishers on the ready, weekend delivery premiums of $50 to $300 per load, and short-load fees of $40 to $60 a yard that add $200 to $400 to every punch pour. We also treat procurement as math, because plant-to-plant spreads of $20 to $40 a yard in the same market are worth $60,000 to $120,000 on a 3,000 yard year. Then the 28-day strength clock goes on the billing calendar with a rework reserve behind it, so a failed cylinder is a protocol instead of a crisis.
THE THREE THINGS THAT DRAIN THE CASH.
The Pour-Day Cascade
Trucks on the clock, finishers waiting, weekend premiums of $50 to $300 per load, and a cold-joint spec risk if sequencing falls behind. Pour day is where the estimate meets physics, and untracked standby and premium cost is margin poured into the slab.
The 28-Day Gate
Strength comes on the concrete's schedule, not the billing schedule, and a failed break leads to coring, repour risk, and a delayed milestone. The test report is a payment gate; treat it like one with a reserve and a protocol.
The Factoring Spiral
Aged AR sent through factoring or an MCA trades a timing problem for a permanent margin tax. A $4.9M concrete contractor netted $161K inside that cycle and $1.1M net outside it; the difference was the control system, in the same market as the year before. (cfos-cash-control-system) ---
WHAT WE CHANGE.
FLAT MONTHLY FEE. NO SURPRISES.
Priced by trailing 12 month revenue. No hourly billing. No payroll. The one-time onboarding fee is right here in the table.
| Last 12 months revenue | Monthly fee | One-time onboarding |
|---|---|---|
| Up to $1M | $1,900 to $2,900 | $1,000 |
| $1M to $3.5M | $2,600 to $3,900 | $1,500 |
| $3.5M to $6.5M | $3,800 to $5,700 | $3,000 |
| $6.5M to $9.5M | $5,100 to $7,100 | $4,500 |
| $9.5M to $12.5M | $6,100 to $8,500 | $6,000 |
| $12.5M to $15.5M | $7,400 to $11,000 | $7,500 |
| $15.5M to $18.5M | $9,400 to $13,500 | $9,000 |
| $18.5M+ | Quoted individually | Quoted individually |
The onboarding fee covers migrating your books back to the start of your last taxable year and getting you fully operational in 60 days. It's billed once, with your first invoice. It's the same for all three tiers. Your first month is prorated, and your monthly engagement starts on the first of the first full month.
Range reflects the three tiers below. Which one you're in depends on how much of the work you want off your desk. No payroll. No hidden line items. The onboarding fee is right here in the table.
You stop guessing.
You get the CFO work. Job costing built against the way you estimate, a 13 week cash forecast, monthly WIP, and a meeting every month that ends in decisions and never in a report.
Your bookkeeper still does the books.
You stop touching the books.
Everything in Core, and we do the bookkeeping and the controllership as well. Your office stops answering coding questions and stops fixing a reconciliation that will not balance on the last day of the month.
We do the books. No payroll.
Every job shows its margin while it is still open.
Everything in Executive, plus the job costing and WIP platform set up, loaded with your cost codes, and managed for you every month. You never have to learn it.
We do the books, the job costing, and the software. No payroll.
Prevailing wage note: Concrete work often comes from public bids, which means certified payroll and wage classifications have to line up with the job cost record. ControlQore holds the classification against the cost code, so the certified report and the job cost report come from the same data, and your office stops keying the same numbers twice every week.
FREQUENTLY ASKED.
