For Construction Subcontractors $1M-$15M
Ever been slammed with work but broke when payroll hits?
It’s not your fault. No one taught subs how to track cash in real time.
SPM, The Construction CFO, handles your numbers so you always know where you stand.
In the first few weeks, you’ll stop guessing.
In the first 60 days, payroll stops being a weekly panic.
When you finally see your numbers clearly, everything changes. Hiring, estimating, billing, and growth.
Proof From The Field
Don’t take our word for it here’s what other subs saw after we fixed the bleed.
- Kasey - Concrete
$7,200 in the bank → $300K in 30 days - no credit line.
- Brent - Civil Utilities
Breaking even → real profit in 6 weeks.
- Javier - Erosion Control
$175K lending → $400K line + $3.5M bonding in 60 days.
“We went from sweating payroll to stacking cash.”
Sound Familiar?
You’re busy all the time but the bank account still looks empty.
Payroll hits and you’re hoping checks clear.
You don’t know which jobs are making money or bleeding it.
Cash flow always feels like a guess.
If that’s you, the problem isn’t effort. It’s visibility.
We Get It. We’ve Seen It All.
It’s not your fault. No one taught subcontractors how to track cash in real time. Most subs are left guessing, until it’s too late.
That’s why we built SPM — The Construction CFO.
We’ve walked subs out of the hole, from sweating payroll to stacking cash. Some added $2M more work once their numbers finally made sense.
From Chaos to Clarity: Our System
Cash flow problems don’t get fixed with more spreadsheets. We built a system that makes sense in the field, simple, fast, and bulletproof.
3 Pillars:
Job Costing & Margin Tracking
You’ll finally know which jobs make money and which ones bleed.
Real Cash Flow Forecasting
You’ll see payroll, vendor payments, and cash coming in, weeks ahead.
Billing & Retainage Support
You’ll get paid faster, bill with leverage, and stop floating GCs
What Subs Say:
“I didn’t know where the money went. Now Josh walks us through it before the job’s even done.”
Concrete sub doing $6.5M in Texas ⭐⭐⭐⭐⭐
“Josh saved us $80K by catching job bleed our CPA missed.”
Civil sub doing $3.2M in Tennessee ⭐⭐⭐⭐⭐
“We thought the jobs were on track. Then Josh showed us how we were bleeding $9,000 a week.”
Electrical sub doing $12.5M in California ⭐⭐⭐⭐⭐
Why I Started The Construction CFO
I kept watching hardworking subs drown in cash flow stress because they were never taught the financial side.
I built SPM to fix that. So you finally know what’s working, what’s bleeding, and what needs to change next.
We Fix the Chaos
Subs don’t fail from lack of work. They fail because no one showed them how to see the bleed before it’s too late.
In 30–60 days, you’ll know:
Where your money’s going
When payroll clears
Which jobs make profit
No more guessing. Just proof your business works.
No pitch. Just a conversation. When payroll’s covered and cash stacks, that’s when the pressure lifts and that’s when real freedom shows up.