Construction CFO Services for Subcontractors

Ever worry that projects look fine, but payroll still feels tighter than it should?

It’s frustrating, and it’s not your fault.

This is one of the most common things contractors bring up when we first talk.

We plan cash weekly so you know what’s coming in and what’s going out.

So you can focus on what actually matters.

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This Shows Up at a Certain Stage

If payroll still makes you check the bank balance, if cash timing lives in your head, if one late payment throws off decisions it shouldn’t and it doesn’t mean something is broken.

It means the business outgrew the way the money is being handled.

Subcontractors aren’t taught this part.

We hear this all the time at this stage.

What We Take Off Your Plate

We don’t add dashboards or hand you more spreadsheets to fill out.

We take ownership of the money side so the numbers reflect reality while the work is still happening.

That includes:

  • Knowing which jobs are contributing margin and which aren’t

  • Seeing cash timing alongside payroll and vendors

  • Keeping billing and retention from quietly creating pressure

The goal isn’t just more reports, but clear reports with fewer financial distractions.

How That Shows Up In Practice

Job Costing & Margin Visibility

You know which jobs are worth repeating and which quietly drain capacity.

Cash Timing & Forecasting

You see what’s coming in and what’s going out, tied directly to payroll and vendors.

Billing & Retainage Discipline

Billing stays ahead of the work. Retention is tracked properly. Cash movement is intentional.

What Changes When the Money Side Is Handled

Once the numbers reflect reality:

  • Decisions get simpler

  • Growth becomes intentional instead of reactive

  • Work gets added because you know what the business can support

Money stops stealing your attention.

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